Cumberland County and Naples Town property record for 85 Highland St, Naples, ME 04055
| Property Type | Single Family Home |
|---|---|
| Details | 514 sqft |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Oct 2024) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NAPL M:U18 L:0058 |
| Primary APN | NAPL M:U18 L:0058 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 514 sqft Living Area |
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Account Number | 1867 |
|---|---|
| Street Address | 85 HIGHLAND ST |
| City | NAPLES |
| State | ME |
| Zip | 04055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Lot Number | 58 |
| Jurisdiction | NAPLES ME |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 14001 |
85 Highland St is owned by two individuals who bought it in October 2024.
Source: Cumberland County and Naples Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 CHURCH ST, WILMINGTON, MA 01887-2739 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Deed Book / Page | 41094 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAPLES ME |
| Recording Date | Oct 31, 2024 |
| Property Address | 85 HIGHLAND ST, NAPLES, ME 04055 |
| Document Number | 0410940257 |
| Book / Page | 41094 / 257 |
| Instrument Date | Oct 31, 2024 |
| Instrument | 41403 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 130 CHURCH ST, WILMINGTON, MA 01887-2739 |
| Document Number | 0000041404 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 41404 |
| Name | EVERETT COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | Nov 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
The 2025 property tax bill for 85 Highland St was $2,801.
Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Naples Town |
| Unified School District | School Administrative District 61 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,801.00 | $294,793 Land $189,832 Building $104,961 |
| 2023 | $2,697.00 (+10.9%) | $294,793 (-) Land $189,832 Building $104,961 |
| 2022 | $2,432.00 | $294,793 Land $189,832 Building $104,961 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 85 Highland St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Highland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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