85 Highland St, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 85 Highland St, Naples, ME 04055

Property Summary

Property TypeSingle Family Home
Details514 sqft
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Oct 2024)
Tax Bill$2,801 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNAPL M:U18 L:0058

Property Details

APN / Parcel Number

Primary APNNAPL M:U18 L:0058
Alternative APN
  • 1867

Interior

Stories1 Story
Building Area514 sqft Living Area

Exterior

Lot Area18,295 sqft (0.42 acres)

Location & Zoning

Account Number1867
Street Address85 HIGHLAND ST
CityNAPLES
StateME
Zip04055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Lot Number58
JurisdictionNAPLES ME
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1026
Census Tract14001

Owner

85 Highland St is owned by two individuals who bought it in October 2024.

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address130 CHURCH ST, WILMINGTON, MA 01887-2739
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2024 · Amount on File
Deed SaleOct 31, 2024 · Amount on File
Deed Book / Page41094 / 257
Record UpdatedSep 20, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAPLES ME
Recording DateOct 31, 2024
Property Address85 HIGHLAND ST, NAPLES, ME 04055
Document Number0410940257
Book / Page41094 / 257
Instrument DateOct 31, 2024
Instrument41403
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address130 CHURCH ST, WILMINGTON, MA 01887-2739

Mortgage

Document Number0000041404
DateOct 31, 2024
Instrument41404
Lender
NameEVERETT COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.63%
Type Change DateNov 1, 2029
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 85 Highland St was $2,801.

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionNaples Town
Unified School DistrictSchool Administrative District 61 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,801.00$294,793 Land $189,832 Building $104,961
2023$2,697.00 (+10.9%)$294,793 (-) Land $189,832 Building $104,961
2022$2,432.00$294,793 Land $189,832 Building $104,961

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Highland St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Highland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Highland St

Nearby Streets

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