Bergen County and Closter Borough property record for 85 High St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,620 sqft · built 1981 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Mar 2023) |
| Tax Bill | $16,744 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00504-0000-00055 |
| Primary APN | 07-00504-0000-00055 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,620 sqft Living Area |
|---|
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 120 ft deep x 111 ft wide |
| Old Parcel Number | 0700254000000004 |
|---|---|
| Street Address | 85 HIGH ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.31 AC |
| Legal Subdivision | HIGH CEDAR ESTATES |
| Legal Block | 504 |
| Legal Lot Number | 55 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 HIGH ST, CLOSTER, NJ 07624-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK |
| Mar 3, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage PONCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on Record |
| Deed Sale | Mar 3, 2023 · Amount on Record |
| Deed Document Number | 202316415 |
| Deed Book / Page | 4944 / 1464 |
| Prior Transfer Date | Nov 15, 2012 |
| Prior Transfer Doc | 0012311759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 HIGH ST, CLOSTER, NJ 07624-1023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1422 WESTGATE DR, FORT LEE, NJ 07024-2170 |
| Document Number | 0056090856 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 5609/856 |
| Instrument | 2025066229 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 8.25% |
| Index | 1-Year T-Bill |
| Margin | 6 |
| Max Rate | 12.2% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 3, 2023 |
| Property Address | 85 HIGH ST, CLOSTER, NJ 07624-1023 |
| Document Number | 0049441464 |
| Book / Page | 4944 / 1464 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023016415 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 HALL RD, FREEHOLD, NJ 07728-1424 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 85 HIGH ST, CLOSTER, NJ 07624-1023 |
| Document Number | 2023016416 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023016416 |
| Name | PONCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.12% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Max Rate | 12.1% |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $875,400 (+8.33%) Land $428,900 Building $446,500 | $875,400 (+8.33%) Land $428,900 Building $446,500 | |
| 2025 | $16,744.00 (+1.79%) | $808,100 (+13.64%) Land $424,400 Building $383,700 | $808,100 (+13.64%) Land $424,400 Building $383,700 |
| 2024 | $16,450.00 (+8.42%) | ||
| 2023 | $711,100 Land $394,400 Building $316,700 | $711,100 Land $394,400 Building $316,700 | |
| 2022 | $15,172.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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