PO BOX 776 REISTERSTOWN MD 211360776, REISTERSTOWN, MD 21136-0776
Mortgage
Document Number
31140234
Date
Jul 12, 2017
Book Page
003114/000234
Lender
Name
VICTOR JR CHESWICK
Address
I EQUITY WAY, WESTLAKE, OH 44145
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Jul 11, 2018
Tax Assessment & Valuation
The 2025 property tax bill for 85 Heritage Ct was $2,431, up 5.8% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
Property Jurisdictions
Type
Name
State
Maryland
County
Anne Arundel County
Municipality
Annapolis City
Unified School District
Anne Arundel County Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$179,400 (+5.74%)Land $60,000Building $119,400
$179,400 (-)Land $60,000Building $119,400
2025
$2,431.00 (+5.79%)
$169,667
$179,400Land $60,000Building $119,400
2024
$2,298.00 (+6.59%)
2023
$2,156.00
$150,200Land $60,000Building $90,200
$150,200Land $60,000Building $90,200
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 85 Heritage Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 11 policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
11 in force
Nearby Flood Claims
1 (2020)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 2020 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 85 Heritage Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source
Groundwater
Last State Inspection
Feb 2025
Lead
6 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area