85 Harris Ln, Eclectic, AL 36024 Property Records

Elmore County property record for 85 Harris Ln, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,950 sqft · built 1992
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$686,000 (Jul 2020)
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-14-0-001-053.001`

Property Details

APN / Parcel Number

Primary APN	`06-06-14-0-001-053.001`
Alternative APN	`197900`

Interior

Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,950 sqft Living Area
Gross Area	3,958 sqft
1st Floor Area	2,440 sqft
Upper Floors Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	345 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	814 sqft
Deck Area	231 sqft
Patio Area	487 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	85 HARRIS LN
City	ECLECTIC
State	AL
Zip	36024-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LEE-LANIER SUB (9-8) .43 AC
Legal Range	20E
Legal Township	20N
Legal Section	14
Legal Subdivision	LEE-LANIER SUB
Legal Lot Number	1
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2063
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 HARRIS LN, ECLECTIC, AL 36024-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Mar 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Book / Page	2020 / 47865
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	2015/20567
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	85 HARRIS LN, ECLECTIC, AL 36024-3215
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/975
Date	Jan 5, 2022
Book Page	2022/975

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	85 HARRIS LN, ECLECTIC, AL 36024-3215
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/97179
Date	Nov 23, 2021
Book Page	2021/97179

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MONTGOMERY, AL 36106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Jul 16, 2020
Property Address	85 HARRIS LN, ECLECTIC, AL 36024-3215
Document Number	2020/47865
Book / Page	2020 / 47865
Map Reference	MB 9 PG 8
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3541 THOMAS AVE, 3541, MONTGOMERY, AL 36111-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8609 LILLIAN PL, MONTGOMERY, AL 36117-7558

Mortgage

Document Number	0202047868
Date	Jul 16, 2020
Instrument	2020/47868

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Mar 7, 2018
Property Address	85 HARRIS LN, ECLECTIC, AL 36024-3215
Document Number	02018/9968
Book / Page	2018 / 9968
Map Reference	PL 9 PG 8
Instrument Date	Mar 5, 2018
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 MOCKINGBIRD LN, 981, GLENWOOD, AL 36034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 THOMAS AVE, MONTGOMERY, AL 36111-1431

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 (+6.86%)
2025	$3,208.00 (+6.86%)	$126,040 (+6.99%)	$1,665,220 (+41.39%) Land $278,100 Building $1,387,120
2024	$3,002.00 (-0.89%)	$117,800 (-0.91%)	$1,177,720 (-0.93%) Land $278,100 Building $899,620
2023	$3,029.00 (+38.88%)	$118,882 (+39.91%) Land $27,810 Building $91,072	$1,188,820 (+39.91%) Land $278,100 Building $910,720
2022	$2,181.00	$84,973 Land $27,000 Building $57,973	$849,730 Land $270,000 Building $579,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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