85 Hardwick Branch Dr, Marshall, NC 28753 Property Records

Madison County property record for 85 Hardwick Branch Dr, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,068 sqft · built 1960
Lot Size	0.35 acres (15,269 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jun 2013)
Tax Bill	$670 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9706-95-0007`

Property Details

APN / Parcel Number

Primary APN	`9706-95-0007`
Alternative APNs	`9706950007 0000330` `330`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,068 sqft Heated Area
1st Floor Area	1,068 sqft
Basement Area	801 sqft
Unfinished Basement	801 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,269 sqft (0.35 acres)
Porch	Patio
Porch Area	16 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Street Address	85 HARDWICK BRANCH DR
City	MARSHALL
State	NC
Zip	28753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	95
Jurisdiction	MADISON NC
Township / Civil Division	1, NORTH MARSHALL
Census Block Group	2
Census Block	2035
Census Tract	10500

Owner

85 Hardwick Branch Dr is owned by an individual who bought it in June 2013.

Source: Madison County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1003, MARSHALL, NC 28753-1003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2013 · Amount on File
Deed Sale	Jun 6, 2013 · Amount on File
Deed Book / Page	554 / 322
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	85 HARDWICK BRANCH DR, MARSHALL, NC 28753
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007560314
Date	Aug 4, 2022
Book Page	756/314
Instrument	347761

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.7%
Index	5-Year CMT
Margin	2
Max Rate	9.7%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	85 HARDWICK BRANCH DR, MARSHALL, NC 28753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006670180
Date	Apr 10, 2019
Book Page	667/180

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MARSHALL, NC 28753

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 85 Hardwick Branch Dr was $670.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Municipality	Marshall Town
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00	$136,278 Land $47,400 Building $88,878	$136,278 Land $47,400 Building $88,878
2023		$72,833 Land $16,875 Building $55,958	$72,833 Land $16,875 Building $55,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Hardwick Branch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	24 (1989–2024)
Claims Outside the SFHA	13 of 24
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 9 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Hardwick Branch Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARSHALL serves 1,402 people · EPA ID NC0158015
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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