85 Harding St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 85 Harding St, Worcester, MA 01604

Property Summary

Property Type	Condominium Offices
Details	1 bd · 2 ba · 3,955 sqft · built 1900
Lot Size	0.497 acres (21,662 sqft)
Owner	2 Company Names on Record
Last Sale	$4,600,000 (Dec 2024)
Tax Bill	$3,859 (2026)
Deeds & Mortgages	Feb 2024 Sale Jul 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4-016-85-B0`

Property Details

APN / Parcel Number

Primary APN	`4-016-85-B0`
Alternative APNs	`WORC M:04 B:016 L:85-B0` `M:04 B:016 L:85=B0`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	9 Units
Stories	1 Story
Building Area	3,955 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Combination
Roof Type	Flat
Roof Material	Other
Lot Area	21,662 sqft (0.497 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4-016-85-B0
Street Address	85 HARDING ST
City	WORCESTER
State	MA
Zip	01604-5055
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Block	16
Legal Lot Number	85-B0
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	732500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	100 DELTON ST # 201, 201, WALTHAM, MA
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed, Transfer
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RAYMOND C GREEN & CO INC
Jul 20, 2020	Deed of Trust, Mortgage RAYMOND C GREEN & CO INC
Nov 2, 2018	Condominium Deed, Foreclosure
Jun 18, 2026	Deed of Trust · Commercial Mortgage PEOPLESBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on Record
Deed Sale	Dec 30, 2024 · Amount on Record
Prior Sale	Feb 9, 2024 · Amount on Record
Deed Document Number	2024108634
Deed Book / Page	71475 / 340
Prior Transfer Date	Dec 23, 2024
Prior Transfer Doc	071475-340
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MA
Recording Date	Feb 9, 2024
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Document Number	070180-257
Book / Page	70180 / 257
Instrument Date	Jan 29, 2024
Instrument	10111
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 MISHAWUM RD, WOBURN, MA 01801-8805

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065637-100
Date	Jul 19, 2021
Book Page	65637/100
Instrument	99772

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062516-180
Date	Jun 2, 2020
Book Page	62516/180
Instrument	57032

Lender

Name	RAYMOND C GREEN & CO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Document Number	62855-22
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PHILLIPS AVE SWAMPSCOTT MA 01907, SWAMPSCOTT, MA 01907

Mortgage

Document Number	62855-22
Date	Jul 22, 2020
Book Page	062855/000022
Instrument	79524

Lender

Name	RAYMOND C GREEN & CO INC

Agreement

Amount	Amount Recorded

November 2018: Condominium Deed, Foreclosure

Document Type	Condominium Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 2, 2018
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Document Number	59645-88
Book / Page	059645 / 000088
Instrument Date	Oct 31, 2018
Instrument	117393
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Amount	Amount Recorded
Tax	$7,204.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	171 PHILLIPS AVE SWAMPSCOTT MA 019071642, SWAMPSCOTT, MA 01907-1642

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jun 18, 2026
Property Address	85 HARDING ST, WORCESTER, MA 01604-5055
Document Number	0000050122
Book / Page	73744 / 316
Instrument Date	Jul 12, 2017
Instrument	202650122
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050122,
Date	Jun 18, 2026
Book Page	73744/316
Instrument	202650122

Lender

Name	PEOPLESBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate	3.91%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,859.00 (+10.83%)	$132,800 (+9.12%) Building $132,800
2025	$3,482.00 (-2.3%)	$121,700 (+6.75%) Building $121,700
2023	$3,564.00	$114,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1984–2016)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Oct 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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