West Warwick Town property record for 85 Harding St, West Warwick, RI 02893
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,564 sqft · built 1955 |
| Lot Size | 0.712 acres (31,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2014) |
| Tax Bill | $5,989 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WWAR 020-0693-0-000 |
| Primary APN | WWAR 020-0693-0-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 4,134 sqft |
| Basement Area | 1,874 sqft |
| Unfinished Basement | 1,874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,019 sqft (0.712 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16-1027-00 |
|---|---|
| Street Address | 85 HARDING ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20400 |
85 Harding St is owned and occupied by an individual who acquired it in October 2021.
Source: West Warwick Town records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 HARDING ST, WEST WARWICK, RI 02893-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Oct 29, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2014 · Amount on File |
| Deed Sale | Jan 14, 2014 · Amount on File |
| Deed Book / Page | 2287 / 310 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0024866699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 85 HARDING ST, WEST WARWICK, RI 02893-2412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024866700 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2486-6700 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Oct 29, 2021 |
| Property Address | 85 HARDING ST, WEST WARWICK, RI 02893-2412 |
| Document Number | 0024866699 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2486-6699 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 85 HARDING ST, WEST WARWICK, RI 02893-2412 |
| Document Number | 0000002545 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 85 HARDING ST WEST WARWICK RI 028932412, WEST WARWICK, RI 02893-2412 |
| Document Number | 0000002545 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 2545 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2048 |
The 2025 property tax bill for 85 Harding St was $5,989.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,989.00 | $419,100 Land $96,800 Building $322,300 | $395,865 |
| 2023 | $5,619.00 | $306,700 Land $79,100 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Harding St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Harding St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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