85 Harding Ave, Iselin, NJ 08830 Property Records

Middlesex County and Woodbridge Township property record for 85 Harding Ave, Iselin, NJ 08830

Property Summary

Property Type	Single Family Home
Details	1,782 sqft · built 1926
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Last Sale	$421,000 (Sep 2020)
Tax Bill	$11,037 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00437-06-00044`

Property Details

APN / Parcel Number

Primary APN	`25-00437-06-00044`
Alternative APNs	`2500437000600044` `13972`

Interior

Stories	2 Stories
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Detached

Location & Zoning

Account Number	13972
Street Address	85 HARDING AVE
City	ISELIN
State	NJ
Zip	08830-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	60 X 200
Legal Subdivision	RADIO ASSOC INC
Legal Block	437.6
Legal Lot Number	44
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	2
Census Block	2016
Census Tract	2500

Owner

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 HARDING AVE, ISELIN, NJ 08830-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	May 9, 2016 · Amount on Record
Deed Document Number	202091176
Deed Book / Page	18045 / 914
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	0000015866
Record Updated	Sep 20, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 24, 2020
Property Address	85 HARDING AVE, ISELIN, NJ 08830-1657
Document Number	0000091176
Book / Page	18045 / 914
Instrument Date	Sep 13, 2020
Instrument	2020091176
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	VINTAGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,416.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 PLEASANT AVE, 129, ISELIN, NJ 08830-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HARDING AVE, ISELIN, NJ 08830-1657
Investor	Possibly a Property Investor

Mortgage

Document Number	0000091177
Date	Sep 24, 2020
Instrument	2020091177

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	85 HARDING AVE, ISELIN, NJ 08830-1657
Document Number	0000035333
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	85 HARDING AVE ISELIN NJ 088301657, ISELIN, NJ 08830-1657

Mortgage

Document Number	0000035333
Date	Apr 21, 2020
Book Page	017850/001218
Instrument	35333

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	85 HARDING AVE, ISELIN, NJ 08830-1657
Document Number	0000048021
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HARDING AVE ISELIN NJ 088301657, ISELIN, NJ 08830-1657

Mortgage

Document Number	0000048021
Date	Jun 21, 2019
Book Page	017533/000816
Instrument	48021

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (-) Land $22,200 Building $66,200	$88,400 (-) Land $22,200 Building $66,200
2025	$11,037.00 (+3.38%)	$88,400 (-) Land $22,200 Building $66,200	$88,400 (-) Land $22,200 Building $66,200
2024	$10,676.00 (+4.75%)
2023		$88,400 Land $22,200 Building $66,200	$88,400 Land $22,200 Building $66,200
2022	$10,192.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures