85 Hardenburgh Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 85 Hardenburgh Ave, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details2,536 sqft · built 1950
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Nov 2023)
Tax Bill$12,779 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-00021-0000-00787

Property Details

APN / Parcel Number

Primary APN09-00021-0000-00787
Alternative APNs
  • 090002100000000102
  • 090002100787

Interior

Stories1 Story
Building Area2,536 sqft Living Area
1st Floor Area2,536 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Old Parcel Number090002100000000102
Street Address85 HARDENBURGH AVE
CityDEMAREST
StateNJ
Zip07627-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeD
Legal Description0.130AC
Legal SubdivisionBOSTON LAND CO ESTATE SEC B
Legal Block21
Legal Lot Number787
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group3
Census Block3003
Census Tract9100

Owner

85 Hardenburgh Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address85 HARDENBURGH AVE, DEMAREST, NJ 07627-2108
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
M&T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2023 · Amount on File
Deed SaleNov 15, 2023 · Amount on File
Prior SaleFeb 22, 2002 · Amount on File
Deed Document Number202374410
Deed Book / Page5125 / 1598
Prior Transfer DateMay 5, 2000
Prior Transfer Doc0000066970
Record UpdatedSep 20, 2026

November 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateNov 15, 2023
Property Address85 HARDENBURGH AVE, DEMAREST, NJ 07627-2108
Document Number0051251598
Book / Page5125 / 1598
Instrument DateOct 31, 2023
Instrument2023074410
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,086.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2100 LINWOOD AVE # AVE8W, AVE8W, FORT LEE, NJ 07024-3186

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 HARDENBURGH AVE, DEMAREST, NJ 07627-2108

Mortgage

Document Number2023074411
DateNov 15, 2023
Instrument2023074411
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address85 HARDENBURGH AVE, DEMAREST, NJ 07627-2108
Document Number0027600871
Book / Page002760 / 000871
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedNov 10, 2017
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 HARDENBURGH AVE DEMAREST NJ 076272108, DEMAREST, NJ 07627-2108

Mortgage

Document Number0027600871
DateOct 20, 2017
Book Page002760/000871
Lender
NameM&T BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.64%

Tax Assessment & Valuation

The 2025 property tax bill for 85 Hardenburgh Ave was $12,779, up 13.7% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$708,000 (-) Land $472,000 Building $236,000$708,000 (-) Land $472,000 Building $236,000
2025$12,779.00 (+13.71%)$708,000 Land $472,000 Building $236,000$708,000 Land $472,000 Building $236,000
2024$11,238.00
2023$367,600 (-) Land $257,400 Building $110,200$367,600 (-) Land $257,400 Building $110,200
2022$10,436.00 (+2.53%)$367,600 Land $257,400 Building $110,200$367,600 Land $257,400 Building $110,200
2021$10,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Hardenburgh Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Hardenburgh Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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