Itawamba County property record for 85 Harbor Rd, Tremont, MS 38876
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,060 sqft · built 1996 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $446 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 191-0011-010.01 |
| Primary APN | 191-0011-010.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,060 sqft Adjusted Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 166,399 sqft (3.82 acres) |
| Utility Building | 160 sqft |
| Street Address | 85 HARBOR RD |
|---|---|
| City | TREMONT |
| State | MS |
| Zip | 38876-8559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT. SE4 SE4 SE CORNER |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 11 |
| Jurisdiction | ITAWAMBA MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 950400 |
85 Harbor Rd is owned and occupied by two individuals.
Source: Itawamba County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 HARBOR RD, TREMONT, MS 38876-8559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITAWAMBA MS |
| Property Address | 85 HARBOR RD, TREMONT, MS 38876-8559 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 HARBOR RD, TREMONT, MS 38876-8559 |
| Document Number | 2019191700 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 2019191700 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2034 |
The 2025 property tax bill for 85 Harbor Rd was $446 with a homeowner's exemption.
Source: Itawamba County assessment roll, as of February 24, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Itawamba County |
| Unified School District | Itawamba County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $446.00 Homeowner's exemption | $4,700 (+3.3%) | $46,820 (+3.31%) Land $8,350 Building $38,470 |
| 2024 | $4,550 (-1.24%) | $45,320 (-1.24%) Land $6,850 Building $38,470 | |
| 2023 | $4,607 (-1.22%) | $45,890 (-1.23%) Land $6,850 Building $39,040 | |
| 2022 | $412.00 Homeowner's exemption | $4,664 | $46,460 Land $6,850 Building $39,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Harbor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Harbor Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TREMONT serves 985 people · EPA ID MS0290010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.69 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
5G and 4G LTE (outdoors only)
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