Madison County and Hamilton Town property record for 85 Hamilton St, Hamilton, NY 13346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 1915 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,245 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Dec 2019 Loan Modification + 1 more |
| APN | 253289 169.9-2-6 |
| Primary APN | 253289 169.9-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| 2nd Floor Area | 672 sqft |
| Upper Floors Area | 182 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 406 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 138. |
|---|---|
| Street Address | 85 HAMILTON ST |
| City | HAMILTON |
| State | NY |
| Zip | 13346-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30900 |
Source: Madison County and Hamilton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 HAMILTON ST, HAMILTON, NY 13346-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Dec 30, 2019 | Loan Modification, Mortgage · Conventional Mortgage NBT BK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NBT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 85 HAMILTON ST, HAMILTON, NY 13346-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000196 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-6196 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 85 HAMILTON ST, HAMILTON, NY 13346-1328 |
| Document Number | 0000000091 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS |
| Name | Verified Name |
|---|---|
| Address | 85 HAMILTON ST HAMILTON NY 133461328, HAMILTON, NY 13346-1328 |
| Document Number | 0000000091 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 91 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 85 HAMILTON ST, HAMILTON, NY 13346-1328 |
| Document Number | 0000000090 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS |
| Name | Verified Name |
|---|---|
| Address | 85 HAMILTON ST HAMILTON NY 133461328, HAMILTON, NY 13346-1328 |
| Document Number | 0000000090 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 90 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2050 |
Source: Madison County and Hamilton Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,245.00 (-0.93%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $7,313.00 | $235,000 (-) Land $39,200 Building $195,800 | $279,762 (+17.86%) Land $46,667 Building $233,095 |
| 2023 | $235,000 Land $39,200 Building $195,800 | $237,374 Land $39,596 Building $197,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON VILLAGE serves 4,107 people · EPA ID NY2602377 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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