85 Graves Cir, Pottsboro, TX 75076 Property Records

Grayson County property record for 85 Graves Cir, Pottsboro, TX 75076 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	999 sqft · built 1984
Lot Size	0.183 acres (7,989 sqft)
Owner	Individual Name on File
Tax Bill	$254 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022B654001201`

Property Details

APN / Parcel Number

Primary APN	`022B654001201`
Alternative APN	`104977`

Interior

Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Lot Area	7,989 sqft (0.183 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	360 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft

Location & Zoning

Account Number	104977
Old Parcel Number	022B654001201
Street Address	85 GRAVES CIR
City	POTTSBORO
State	TX
Zip	75076-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON VIEW ADDN, LOT 33
Legal Subdivision	PRESTON VIEW ADDN
Legal Lot Number	33
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1043
Census Tract	306

Owner

Source: Grayson County records · APN 022B654001201

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 GRAVES CIR, POTTSBORO, TX 75076-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 03, 2019	Warranty Deed, Transfer CHURCHILL MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2019
Deed Sale	Jul 03, 2019
Prior Sale	Sep 16, 2008
Deed Document Number	2019-15858
Record Updated	Jun 07, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	85 GRAVES CIR, POTTSBORO, TX 75076-3237
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034786
Date	Oct 14, 2021
Instrument	2021-00034786

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	85 GRAVES CIR, POTTSBORO, TX 75076-3237
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023803
Date	Sep 08, 2020
Instrument	2020-00023803

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 03, 2019
Property Address	85 GRAVES CIR, POTTSBORO, TX 75076-3237
Document Number	0000015858
Instrument Date	Jul 03, 2019
Instrument	15858
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GRAVES CIR POTTSBORO TX 750763237, POTTSBORO, TX 75076-3237

Mortgage

Document Number	15859
Date	Jul 03, 2019
Instrument	15859

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2049

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,513 (-16.29%) Land $38,660 Building $107,051	$145,711 (-0.44%) Land $38,660 Building $107,051
2024	$254.00 (-69.02%)
2023		$146,350 Land $29,554 Building $116,796	$146,350 Land $29,554 Building $116,796
2022	$820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810003061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	1,000 / 50
Texoma Communications	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, 360 Communications, Inc. (OK, AR & TX), AT&T, Texoma Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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