85 Granite St, Westerly, RI 02891 Property Records

Westerly Town property record for 85 Granite St, Westerly, RI 02891

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	1,563 sqft · built 1970
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Feb 2008)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Aug 2022 Refinance Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:220`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:220`
Alternative APNs	`M:067 B:220 L` `13144305`

Interior

Stories	1 Story
Building Area	1,563 sqft Total Area
Gross Area	3,174 sqft
1st Floor Area	3,333 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13144305
Street Address	85 GRANITE ST
City	WESTERLY
State	RI
Zip	02891-2247
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block	220
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3010
Census Tract	50801

Owner

Source: Westerly Town records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 MANLEY ST, WEST BRIDGEWATER, MA 02379-1022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Mar 23, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BOSTON PRIVATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2008 · Amount on Record
Deed Sale	Feb 26, 2008 · Amount on Record
Deed Book / Page	1706 / 244
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	85 GRANITE ST, WESTERLY, RI 02891-2247
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-14997
Date	Aug 24, 2022
Book Page	2022/14997
Instrument	2022-3583

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	85 GRANITE ST, WESTERLY, RI 02891-2247
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-7636
Date	Mar 23, 2021
Book Page	2021/7636
Instrument	2021-1701

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,694.00 (-17.38%)	$474,800 (+7.88%) Land $276,500 Building $198,300
2023	$4,471.00 (+0.58%)	$440,100 (-) Land $251,400 Building $188,700
2022	$4,445.00	$440,100 Land $251,400 Building $188,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

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