85 Graham St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 85 Graham St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1870
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$328,900 (Jun 2020)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:162`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:162`
Alternative APN	`341620000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,142 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	341620000
Street Address	85 GRAHAM ST
City	BIDDEFORD
State	ME
Zip	04005-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSRD2
Legal Lot Number	162
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2003
Census Tract	25203

Owner

85 Graham St is owned and occupied by two individuals who bought it in June 2020.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 GRAHAM ST, BIDDEFORD, ME 04005-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 22, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Deed Document Number	202026644
Deed Book / Page	18281 / 302
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	85 GRAHAM ST, BIDDEFORD, ME 04005-3242
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197030017
Date	Jul 23, 2025
Book Page	19703/17
Instrument	2025023820

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 22, 2020
Property Address	85 GRAHAM ST, BIDDEFORD, ME 04005-3242
Document Number	0182810302
Book / Page	18281 / 302
Instrument Date	Jun 19, 2020
Instrument	2020026644
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8A ACADEMY AVE, SACO, ME 04072-2808

Mortgage

Document Number	2020026645
Date	Jun 22, 2020
Instrument	2020026645

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 85 Graham St was $5,180, up 6.3% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00 (+6.32%)	$346,700 (+1.2%) Land $127,200 Building $219,500
2024	$4,872.00 (+8.39%)	$342,600 (-) Land $127,200 Building $215,400
2023	$4,495.00 (+1.15%)	$342,600 (+26.51%) Land $127,200 Building $215,400	$359,195
2022	$4,444.00	$270,800 Land $68,200 Building $202,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Graham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Graham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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