85 Gilbert St, West Haven, CT 06516 Property Records

West Haven City property record for 85 Gilbert St, West Haven, CT 06516

Property Summary

Details	5 bd · 4 ba · 3,344 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Jul 2006)
Tax Bill	$14,887 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WHAV M:0065 B:0373 L:0000`

Property Details

APN / Parcel Number

Primary APN	`WHAV M:0065 B:0373 L:0000`
Alternative APN	`3499`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	3 Stories
Building Area	3,344 sqft Living Area
Gross Area	5,356 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3499
Street Address	85 GILBERT ST
City	WEST HAVEN
State	CT
Zip	06516-1655
Property Category	Other
Property Type	Unknown
Local Zoning Code	R3
Legal Block	373
Jurisdiction	WEST HAVEN CT
Township / Civil Division	WEST HAVEN
Census Block Group	1
Census Block	1016
Census Tract	154101

Owner

Source: West Haven City records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 GILBERT ST, WEST HAVEN, CT 06516-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Jun 20, 2025	Deed of Trust, Mortgage · Line of Credit AFFINITY FEDERAL CREDIT UNION
Dec 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage AFFINITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2006 · Amount on Record
Deed Sale	Jul 27, 2006 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Book / Page	1481 / 982
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Recording Date	Apr 20, 2026
Property Address	85 GILBERT ST, WEST HAVEN, CT 06516-1655
Document Number	002040-853
Book / Page	2040 / 853
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Aug 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 GILBERT ST, WEST HAVEN, CT 06516-1655

Mortgage

Document Number	2040000853,
Date	Apr 20, 2026
Book Page	2040/853

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	4.99%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	85 GILBERT ST, WEST HAVEN, CT 06516-1655
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002018-644
Date	Jun 20, 2025
Book Page	2018/644

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST HAVEN CT
Property Address	85 GILBERT ST, WEST HAVEN, CT 06516-1655
Transaction Type	Mortgage
Record Updated	May 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001883-281
Date	Dec 14, 2020
Book Page	1883/281

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: West Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	West Haven City
Unified School District	West Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,887.00	$437,710 (+93.35%) Land $48,370 Building $389,340	$625,300 Land $69,100 Building $556,200
2024	$14,887.00 (+41.66%)
2023	$10,509.00 (+1.78%)	$226,380 (-) Land $33,460 Building $192,920
2022	$10,325.00	$226,380 Land $33,460 Building $192,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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