Albemarle County property record for 85 Georgetown Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,484 sqft · built 1940 |
| Lot Size | 0.904 acres (39,378 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,450,000 (Jul 2026) |
| Tax Bill | $10,574 (2026) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060L0-00-02-05200 |
| Primary APN | 060L0-00-02-05200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Finished Area |
| Basement Area | 1,130 sqft |
| Finished Basement | 482 sqft |
| Unfinished Basement | 648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Slate |
| Lot Area | 39,378 sqft (0.904 acres) |
| View / Lot | Proximity to Airport |
| Garage Type | Mixed |
| Garage Area | 702 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Shed Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 85 GEORGETOWN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-2569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NEIGHBORHO |
| Legal Description | OUT OF BOUNDS 2 52 OUT OF BOUNDS |
| Legal Subdivision | OUT OF BOUNDS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10801 |
Source: Albemarle County records · APN 060L0-00-02-05200
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 6156, CHARLOTTESVILLE, VA 22906-6156 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CRAIG HOMES INC |
| Apr 07, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 31, 2017 | Deed of Trust, Mortgage UNION MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Deed Document Number | 20267513 |
| Prior Transfer Date | Apr 03, 2026 |
| Prior Transfer Doc | 0000003203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 30, 2026 |
| Property Address | 85 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000007513 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20267513 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $146,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 13, 2026 |
| Property Address | 85 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000004565 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20264565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000004565, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20264565 |
| Name | CRAIG HOMES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 07, 2026 |
| Property Address | 85 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000003203 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 20263203 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 195 RIVERBEND DR, CHARLOTTESVILLE, VA 22911-8708 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 85 GEORGETOWN RD, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000003817 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 85 GEORGETOWN RD CHARLOTTESVILLE VA 229012569, CHARLOTTESVILLE, VA 22901-2569 |
| Document Number | 0000003817 |
|---|---|
| Date | Apr 05, 2017 |
| Book Page | 004893/000642 |
| Instrument | 3817 |
| Name | UNION MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 04, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,574.00 (+10.56%) | $1,182,800 (+10.55%) Land $418,000 Building $764,800 | $1,182,800 (+10.55%) Land $418,000 Building $764,800 |
| 2025 | $9,564.00 (+24.73%) | $1,069,900 (+19.14%) Land $360,500 Building $709,400 | $1,069,900 (+19.14%) Land $360,500 Building $709,400 |
| 2023 | $7,668.00 | $898,000 Land $266,500 Building $631,500 | $898,000 Land $266,500 Building $631,500 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACSA URBAN AREA serves 77,408 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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