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85 Garden Ter, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 85 Garden Ter, Edison, NJ 08817

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1943
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$396,000 (Mar 2023)
Tax Bill$7,385 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05 00265-B-00006

Property Details

APN / Parcel Number

Primary APN05 00265-B-00006
Alternative APNs
  • 05-00265-02-00006
  • 0500265000B00006
  • 00007274

Interior

Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address85 GARDEN TER
CityEDISON
StateNJ
Zip08817-4502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description50X100
Legal SubdivisionRARITAN PARK HOMES SEC 02
Legal Block265.2
Legal Lot Number6
JurisdictionMIDDLESEX NJ
Township / Civil DivisionEDISON
Census Block Group2
Census Block2019
Census Tract1804

Owner

85 Garden Ter is owned by an individual who bought it in March 2023.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address4501 RICHMOND PARK LN, GLEN ALLEN, VA 23060-6039
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
COLUMBIA BANK
Oct 26, 2022Deed, Transfer
LORI DECOSTANZO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2023 · Amount on File
Deed SaleMar 15, 2023 · Amount on File
Prior SaleOct 26, 2022 · Amount on File
Deed Document Number202315737
Deed Book / Page19171 / 129
Record UpdatedOct 29, 2026

March 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 15, 2023
Property Address85 GARDEN TER, EDISON, NJ 08817-4502
Document Number0000015737
Book / Page19171 / 129
Instrument DateFeb 23, 2023
Instrument2023015737
Transaction TypeTransfer
Record UpdatedApr 3, 2023
Title CompanyINSIGHT TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,176.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address248 ROUTE 25A2012, EAST SETAUKET, NY 11733

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 GARDEN TER, EDISON, NJ 08817-4502

Mortgage

Document Number0000015738
DateMar 15, 2023
Instrument2023015738
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 26, 2022
Property Address85 GARDEN TER, EDISON, NJ 08817-4502
Document Number0000091989
Book / Page19075 / 65
Instrument DateSep 19, 2022
Instrument2022091989
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,013.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1211 TAMARACK RD, 1211, FORKED RIVER, NJ 08731-4551

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 ROUTE 25A # 2012, 2012, EAST SETAUKET, NY 11733-2954

Mortgage

Document Number0000091990
DateOct 26, 2022
Book Page19075/69
Instrument2022091990
Lender
NameLORI DECOSTANZO
TypePrivate Party
Address50102 BEECH TREE LN, PLAINVIEW, NY 11803
Agreement
AmountAmount on Record
Interest
Rate10%

Tax Assessment & Valuation

The 2025 property tax bill for 85 Garden Ter was $7,385.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionEdison Township
Unified School DistrictEdison Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,100 (-) Land $65,000 Building $59,100$124,100 (-) Land $65,000 Building $59,100
2025$7,385.00 (-0.03%)$124,100 Land $65,000 Building $59,100$124,100 Land $65,000 Building $59,100
2024$7,387.00
2023$124,100 Land $65,000 Building $59,100$124,100 Land $65,000 Building $59,100
2022$6,390.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Garden Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Garden Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDISON WATER CO
serves 35,000 people · EPA ID NJ1205001
Water SourcePurchased surface water from several systems
Last State InspectionJan 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
resolved · Oct 2020
Treatment failure
resolved · Dec 2016
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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