85 Freedom St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 85 Freedom St, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,586 sqft · built 1963
Lot Size	0.308 acres (13,426 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Aug 2017)
Tax Bill	$5,287 (2026)
Deeds & Mortgages	Dec 2022 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`220-00032`

Property Details

APN / Parcel Number

Primary APN	`220-00032`
Alternative APN	`CHIC M:0220 P:00032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	1,586 sqft
Basement Area	1,586 sqft
Unfinished Basement	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,426 sqft (0.308 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	220-00032
Street Address	85 FREEDOM ST
City	CHICOPEE
State	MA
Zip	01013-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3011
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 FREEDOM ST, CHICOPEE, MA 01013-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Redemption Deed, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2017	Quit Claim Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Deed Book / Page	21809 / 435
Last Transfer Date	Nov 7, 2022
Transfer Doc	024846-499
Record Updated	Oct 29, 2026

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 19, 2022
Property Address	85 FREEDOM ST, CHICOPEE, MA 01013-1017
Document Number	024846-499
Book / Page	24846 / 499
Instrument Date	Nov 7, 2022
Instrument	73992
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	85 FREEDOM ST, CHICOPEE, MA 01013-1017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23533-362
Date	Nov 13, 2020
Book Page	23533/362
Instrument	67150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 11, 2017
Property Address	85 FREEDOM ST, CHICOPEE, MA 01013-1017
Document Number	21809-435
Book / Page	021809 / 000435
Instrument Date	Aug 1, 2017
Instrument	46620
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PHILLIPA AVE CHICOPEE MA 010202423, CHICOPEE, MA 01020-2423

Mortgage

Document Number	21809-438
Date	Aug 11, 2017
Book Page	021809/000438
Instrument	46621

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,287.00 (+5.72%)	$346,900 (+5.15%) Land $112,500 Building $234,400	$351,353 (-6.18%)
2025	$5,001.00 (+5.46%)	$329,900 (+2.68%) Land $102,400 Building $227,500	$374,490
2024	$4,742.00 (+7.63%)	$321,300 (+10.49%) Land $100,400 Building $220,900
2023	$4,406.00	$290,800 Land $91,300 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Xfinity.

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