85 Franklin St, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 85 Franklin St, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,983 sqft · built 1934
Lot Size	0.152 acres (6,630 sqft)
Owner	2 Individual Names on File
Last Sale	$447,500 (Oct 2006)
Tax Bill	$9,984 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:G B:014 L:21`

Property Details

APN / Parcel Number

Primary APN	`MILT M:G B:014 L:21`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,983 sqft Living Area
Gross Area	3,341 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,630 sqft (0.152 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 FRANKLIN ST
City	MILTON
State	MA
Zip	02186-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	14
Legal Lot Number	21
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4002
Census Tract	416400

Owner

85 Franklin St is owned and occupied by two individuals who bought it in October 2006.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 FRANKLIN ST, MILTON, MA 02186-5518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) QUINCY CREDIT UNION
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2006 · Amount on File
Deed Sale	Oct 30, 2006 · Amount on File
Deed Document Number	200694839
Deed Book / Page	24211 / 416
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	85 FRANKLIN ST, MILTON, MA 02186-5518
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041500-597
Date	Nov 8, 2023
Book Page	41500/597
Instrument	73831

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	85 FRANKLIN ST, MILTON, MA 02186-5518
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039482-394
Date	Jun 7, 2021
Book Page	39482/394
Instrument	73905

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	85 FRANKLIN ST, MILTON, MA 02186-5518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37543-70
Date	Jan 23, 2020
Book Page	37543/70
Instrument	6214

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 85 Franklin St was $9,984, up 3.1% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,984.00 (+3.06%)	$900,300 (+1.48%) Land $463,800 Building $436,500	$882,455
2024	$9,688.00 (+1.74%)	$887,200 (+6.21%) Land $441,800 Building $445,400
2023	$9,522.00	$835,300 Land $421,000 Building $414,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Verizon.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures