85 Forest St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 85 Forest St, Lowell, MA 01851

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,460 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Mar 2012)
Tax Bill	$7,786 (2025)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`D01940`

Property Details

APN / Parcel Number

Primary APN	`D01940`
Alternative APNs	`LOWE M:126 B:2385 L:85` `M:000126 T:D01940`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	4,788 sqft
1st Floor Area	1,250 sqft
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D01940
Street Address	85 FOREST ST
City	LOWELL
State	MA
Zip	01851-4941
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TTF
Legal Block	2385
Legal Lot Number	85
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2003
Census Tract	311600

Owner

Source: Middlesex County and Lowell City assessment roll, APN D01940, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 FOREST ST, LOWELL, MA 01851-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2012 · Amount on Record
Deed Sale	Mar 16, 2012 · Amount on Record
Deed Book / Page	25809 / 179
Last Transfer Date	Sep 23, 2019
Transfer Doc	33385-120
Record Updated	Jun 08, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 26, 2019
Property Address	85 FOREST ST, LOWELL, MA 01851-4941
Document Number	33385-120
Book / Page	33385 / 120
Instrument Date	Sep 23, 2019
Instrument	41391
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FOREST ST, LOWELL, MA 01851-4941

Mortgage

Document Number	33385-123
Date	Sep 26, 2019
Book Page	33385/123
Instrument	41392

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,786.00 (+6.98%)	$678,200 (+10.98%) Land $227,200 Building $451,000
2024	$7,278.00 (+7.87%)	$611,100 (+12.5%) Land $212,400 Building $398,700
2023	$6,747.00	$543,200 Land $184,700 Building $358,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 659 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3160000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.