Rockcastle County property record for 85 Ford Dr, Mount Vernon, KY 40456
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft |
| Lot Size | 0.481 acres (20,963 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,400 (Jun 2023) |
| Tax Bill | $186 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 046W-17-005 |
| Primary APN | 046W-17-005 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,120 sqft Living Area |
|---|
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,963 sqft (0.481 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 506701 |
|---|---|
| Street Address | 85 FORD DR |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-2148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | VALLEY MANOR SUB |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950202 |
85 Ford Dr is owned and occupied by an individual who bought it in June 2023.
Source: Rockcastle County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 FORD DR, MOUNT VERNON, KY 40456-2148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Deed Book / Page | 287 / 473 |
| Prior Transfer Date | Nov 10, 2015 |
| Prior Transfer Doc | DEED254/363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 85 FORD DR, MOUNT VERNON, KY 40456-2148 |
| Document Number | 0372000130 |
| Book / Page | 372 / 130 |
| Instrument Date | Jun 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 85 FORD DR, MOUNT VERNON, KY 40456-2148 |
| Document Number | 0372000130, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 372/130 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 29, 2036 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 85 Ford Dr was $186 with a homeowner's exemption.
Source: Rockcastle County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Municipality | Mount Vernon City |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186.00 Homeowner's exemption | $72,000 | $72,000 |
| 2023 | $146.00 | $64,000 | $64,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Ford Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Ford Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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