85 Flat Swamp Rd, Newtown, CT 06470 Property Records

Newtown Town property record for 85 Flat Swamp Rd, Newtown, CT 06470

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,611 sqft · built 1985
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,782 (2025)
Deeds & Mortgages	Jul 2023 Refinance Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`00890600`

Property Details

APN / Parcel Number

Primary APN	`00890600`
Alternative APNs	`NTWN M:8 B:11 L:21 U:3` `NEWT M:8 B:11 L:21 U:3` `890600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,611 sqft Living Area
Gross Area	4,340 sqft
1st Floor Area	1,346 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	890600
Street Address	85 FLAT SWAMP RD
City	NEWTOWN
State	CT
Zip	06470-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	11
Legal Lot Number	21
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	3
Census Block	3019
Census Tract	230400

Owner

85 Flat Swamp Rd is owned and occupied by two individuals.

Source: Newtown Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 FLAT SWAMP RD, NEWTOWN, CT 06470-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Aug 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	85 FLAT SWAMP RD, NEWTOWN, CT 06470-1852
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001210-192
Date	Jul 19, 2023
Book Page	1210/192
Instrument	20230-00001964

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	85 FLAT SWAMP RD, NEWTOWN, CT 06470-1852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1147-1039
Date	Aug 12, 2020
Book Page	1147/1039
Instrument	3720

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Flat Swamp Rd was $11,782.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,782.00	$409,940 Land $132,740 Building $277,200	$286,958 Land $92,918 Building $194,040
2024	$11,782.00 (+9.53%)
2023	$10,757.00 (+14.86%)	$409,940 (+51.76%) Land $132,740 Building $277,200
2022	$9,365.00	$270,120 Land $88,630 Building $181,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Flat Swamp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Flat Swamp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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