85 Ferry Rd, Salisbury, MA 01952 Property Records

Essex County and Salisbury Town property record for 85 Ferry Rd, Salisbury, MA 01952

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 1958
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,251 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`SALI M:14 P:48`

Property Details

APN / Parcel Number

Primary APN	`SALI M:14 P:48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	5,321 sqft
Basement Area	1,912 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,426 sqft (0.423 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 FERRY RD
City	SALISBURY
State	MA
Zip	01952-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SALISBURY MA
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1004
Census Tract	267104

Owner

Source: Essex County and Salisbury Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 FERRY RD, SALISBURY, MA 01952-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 5, 2018	Deed of Trust, Mortgage BAYCOAST MORTGAGE CO
Nov 14, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage USA ALLIANCE FEDERAL CREDIT UNION
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	85 FERRY RD, SALISBURY, MA 01952-2512
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040962-178
Date	May 27, 2022
Book Page	40962/178
Instrument	20220527000500

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	85 FERRY RD, SALISBURY, MA 01952-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36842-121
Date	Jul 5, 2018
Book Page	36842/121
Instrument	180705000540

Lender

Name	BAYCOAST MORTGAGE CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	85 FERRY RD, SALISBURY, MA 01952-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37149-533
Date	Nov 14, 2018
Book Page	37149/533
Instrument	181114001490

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	85 FERRY RD, SALISBURY, MA 01952-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37517-9
Date	May 17, 2019
Book Page	37517/9
Instrument	20190517002450

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALISBURY MA
Property Address	85 FERRY RD, SALISBURY, MA 01952-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37608-219
Date	Jun 24, 2019
Book Page	37608/219
Instrument	20190624000160

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Essex County and Salisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Salisbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,251.00 (+1.16%)	$520,900 (+4.87%) Land $195,000 Building $325,900	$590,805
2024	$5,191.00 (+3.16%)	$496,700 (+6.61%) Land $184,700 Building $312,000
2023	$5,032.00	$465,900 Land $184,700 Building $281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	188 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY WATER DIVISION serves 9,334 people · EPA ID MA3259000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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