85 Erin Dr, Cary, IL 60013 Property Records

McHenry County property record for 85 Erin Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,848 sqft · built 1990
Lot Size	0.213 acres (9,295 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2021)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-306-004`

Property Details

APN / Parcel Number

Primary APN	`20-07-306-004`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,848 sqft
Gross Area	3,331 sqft
1st Floor Area	1,695 sqft
2nd Floor Area	1,153 sqft

Exterior

Year Built	Built 1990
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	9,295 sqft
Lot Dimensions	132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	85 ERIN DR
City	CARY
State	IL
Zip	60013-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0049616 LT 80 BLOSSOM HILL SUB
Legal Range	09E
Legal Township	43N
Legal Section	07
Legal Subdivision	BLOSSOM HILL
Legal Block	306
Legal Lot Number	80
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3004
Census Tract	871307

Owner

85 Erin Dr is owned by an individual who bought it in September 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	85 ERIN DR, CARY, IL 60013-3702
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 23, 2021	Warranty Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	2021R0049616
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 10, 2021
Property Address	85 ERIN DR, CARY, IL 60013-3702
Document Number	0000049616
Map Reference	DOC 88R258
Instrument Date	Aug 10, 2021
Instrument	2021R0049616
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000049617
Date	Sep 10, 2021
Instrument	2021R0049617

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate	3.37%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 23, 2021
Property Address	85 ERIN DR, CARY, IL 60013-3702
Document Number	0000034253
Map Reference	DOC 88R2258
Instrument Date	Jun 10, 2021
Instrument	2021R0034253
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10311 HWIERS HAVEN BLVD, 10311, RIVERVIEW, FL 33578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2089 OLD WILLOW RD, NORTHFIELD, IL 60093-2936

Mortgage

Document Number	0000034254
Date	Jun 23, 2021
Instrument	2021R0034254

Lender

Name	RESIDENTIAL CAPITAL PARTNERS SECURE
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$111,655 Land $28,218 Building $83,437	$334,965 Land $84,654 Building $250,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Erin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Erin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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