85 Emily Trce, Covington, GA 30016 Property Records

Newton County property record for 85 Emily Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 1998
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Jun 2025)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00290-00000-001-Q00`

Property Details

APN / Parcel Number

Primary APN	`00290-00000-001-Q00`
Alternative APNs	`0029 001Q` `16088`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Heated Area
1st Floor Area	1,372 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	25,700 sqft (0.589 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16088
Old Parcel Number	0029 001Q
Street Address	85 EMILY TRCE
City	COVINGTON
State	GA
Zip	30016-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT16 LIVINGSTON WOODS UN2
Legal Subdivision	LIVINGSTON WOODS
Legal Lot Number	16
Legal Unit	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1003
Census Tract	100902

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 EMILY TRCE, COVINGTON, GA 30016-2517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Limited Warranty Deed, Transfer · FHA Mortgage NFM DBA NFM LENDING
Jul 23, 2018	Grant Deed, Transfer · Conventional with PMI ACOPIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	0004736673
Deed Book / Page	4736 / 673
Record Updated	Jun 8, 2026

June 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 11, 2025
Property Address	85 EMILY TRCE, COVINGTON, GA 30016-2517
Document Number	0047360673
Book / Page	4736 / 673
Instrument Date	Jun 9, 2025
Transaction Type	Transfer
Record Updated	Jul 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2.37
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 EMILY TRCE, COVINGTON, GA 30016-2517

Mortgage

Document Number	D2025006485
Date	Jun 11, 2025
Instrument	D2025-006485

Lender

Name	NFM DBA NFM LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2055

Mortgage

Document Number	0047360000000690
Date	Jun 11, 2025
Book Page	0000004736/0000000690
Instrument	D2025-006486

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 23, 2018
Property Address	85 EMILY TRCE, COVINGTON, GA 30016-2517
Document Number	0037260137
Book / Page	003726 / 000137
Instrument Date	Jul 13, 2018
Instrument	8710
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 EMILY TRCE COVINGTON GA 300162517, COVINGTON, GA 30016-2517

Mortgage

Document Number	37260139
Date	Jul 23, 2018
Book Page	003726/000139
Instrument	8711

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00 (+9.3%)	$110,520 (+24.46%) Land $13,600 Building $96,920	$276,300 (+24.46%) Land $34,000 Building $242,300
2023		$88,800 Land $7,200 Building $81,600	$222,000 Land $18,000 Building $204,000
2022	$2,549.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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