85 Emerald Ln, Marstons Mills, MA 02648 Property Records

Barnstable County and Barnstable Town City property record for 85 Emerald Ln, Marstons Mills, MA 02648

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1977
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2008)
Tax Bill	$3,392 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CENT M:046 L:037`

Property Details

APN / Parcel Number

Primary APN	`CENT M:046 L:037`
Alternative APN	`27606`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,158 sqft Living Area
Gross Area	2,698 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	27606
Street Address	85 EMERALD LN
City	MARSTONS MILLS
State	MA
Zip	02648-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	37
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	4
Census Block	4003
Census Tract	13100

Owner

85 Emerald Ln is owned and occupied by two individuals who acquired it in June 2021.

Source: Barnstable County and Barnstable Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 EMERALD LN, MARSTONS MILLS, MA 02648-1037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Jun 28, 2021	Warranty Deed, Transfer · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2008 · Amount on File
Deed Sale	May 30, 2008 · Amount on File
Prior Sale	May 10, 2005
Last Transfer Date	Jun 23, 2021
Transfer Doc	0001432717
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTERVILLE MA
Property Address	85 EMERALD LN, MARSTONS MILLS, MA 02648-1037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001492177
Date	Nov 28, 2023
Instrument	1492177

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CENTERVILLE MA
Recording Date	Jun 28, 2021
Property Address	85 EMERALD LN, MARSTONS MILLS, MA 02648-1037
Document Number	0001432717
Instrument Date	Jun 23, 2021
Instrument	1432717
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 EMERALD LN, MARSTONS MILLS, MA 02648-1037

Mortgage

Document Number	0001432718
Date	Jun 28, 2021
Instrument	1432718

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 85 Emerald Ln was $3,392, up 12.2% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,392.00 (+12.24%)	$419,300 (+8.35%) Land $156,500 Building $262,800
2024	$3,022.00 (-2.8%)	$387,000 (+3.81%) Land $156,500 Building $230,500
2023	$3,109.00	$372,800 Land $142,300 Building $230,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 85 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Ln

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