Sacramento County property record for 85 Emerald Ct, Galt, CA 95632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,654 sqft · built 1984 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,000 (Dec 2020) |
| Tax Bill | $5,662 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0314-010-0000 |
| Primary APN | 148-0314-010-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,800 sqft (0.225 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 85 EMERALD CT |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD PARK 16, LOT 139 |
| Legal Subdivision | EMERALD PARK 16 |
| Legal Lot Number | 139 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-0314-010-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Aug 13, 2021 | Intrafamily Transfer, Transfer |
| Dec 30, 2020 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG |
| Apr 05, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 05, 2019 | Quit Claim Deed, Transfer OTHER |
| Nov 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Prior Sale | May 25, 2012 · Amount on Record |
| Deed Book / Page | 20201230 / 1169 |
| Prior Transfer Date | Feb 14, 2002 |
| Prior Transfer Doc | 2002001550 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000493 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 202603270493 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 0000000794 |
| Map Reference | MB 132 MAP 12 |
| Instrument Date | Aug 04, 2021 |
| Instrument | 202108130794 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 30, 2020 |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 2012301169 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2012301169 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Number | 2012301170 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2012301170 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Number | 2003270536 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2003270536 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 05, 2019 |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 1904050697 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 1904050697 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Number | 1904050698 |
|---|---|
| Date | Apr 05, 2019 |
| Instrument | 1904050698 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 05, 2019 |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 1904050699 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 1904050699 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 1711281910 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 1711281910 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 85 EMERALD CT, GALT, CA 95632-2306 |
| Document Number | 0000000044 |
| Book / Page | 170418 / 000044 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 EMERALD CT GALT CA 956322306, GALT, CA 95632-2306 |
| Document Number | 0000000044 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 170418/000044 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $502,353 (+2%) Land $126,967 Building $375,386 | |
| 2025 | $5,662.00 (+4.48%) | $492,504 (+4.04%) Land $124,478 Building $368,026 |
| 2024 | $5,419.00 (+1.71%) | |
| 2023 | $5,328.00 (+4.2%) | $473,382 Land $119,646 Building $353,736 |
| 2022 | $5,113.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 2 (1982–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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