85 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 85 Ely Harmony Rd, Freehold, NJ 07728 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1976
Lot Size0.918 acres (40,001 sqft)
OwnerIndividual Name on File
Tax Bill$8,905 (2025)
Deeds & MortgagesSep 2023 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-00108-0000-00022-01

Property Details

APN / Parcel Number

Primary APN17-00108-0000-00022-01
Alternative APNs
  • 17001080000000220001
  • 6121000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Basement Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area40,001 sqft (0.918 acres)
Lot Dimensions200 ft deep x 200 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic

Location & Zoning

Account Number6121000
Street Address85 ELY HARMONY RD
CityFREEHOLD
StateNJ
Zip07728-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWNSHIP/ABERDEEN
Legal Block108
Legal Lot Number22.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2023
Census Tract810600

Owner

Source: Monmouth County and Freehold Township records · APN 17-00108-0000-00022-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 ELY HARMONY RD, FREEHOLD, NJ 07728-8011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST ATLANTIC FCU
Feb 22, 2021Deed of Trust, Mortgage
FIRST ATLANTIC FCU
Feb 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST ATLANTIC FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 30, 2009
Transfer Doc0087908214
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address85 ELY HARMONY RD, FREEHOLD, NJ 07728-8011
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 ELY HARMONY RD, FREEHOLD, NJ 07728-8011

Mortgage

Document Number0096612511
DateSep 26, 2023
Book Page9661/2511
Instrument2023067113
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 26, 2043

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address85 ELY HARMONY RD, FREEHOLD, NJ 07728-8011
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanySOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094833964
DateFeb 22, 2021
Book Page9483/3964
Instrument2021026435
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
AmountAmount Recorded
Term178 Months
DueNov 30, 2035

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address85 ELY HARMONY RD, FREEHOLD, NJ 07728-8011
Document Number0000023365
Instrument DateFeb 05, 2018
Transaction TypeMortgage
Record UpdatedApr 02, 2018
Title CompanyISGN FULFILLMENT SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 ELY HARMONY RD FREEHOLD NJ 077288011, FREEHOLD, NJ 07728-8011

Mortgage

Document Number0000023365
DateMar 02, 2018
Book Page009276/006205
Instrument23365
Lender
NameFIRST ATLANTIC FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$557,000 (+6.46%) Land $284,200 Building $272,800$557,000 (+6.46%) Land $284,200 Building $272,800
2025$8,905.00 (+5.04%)$523,200 (+19.04%) Land $259,200 Building $264,000$523,200 (+19.04%) Land $259,200 Building $264,000
2024$8,478.00 (+20.98%)
2023$439,500 Land $203,800 Building $235,700$439,500 Land $203,800 Building $235,700
2022$7,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies13 units insured
12 under condo master policies
Nearby Flood Claims1 (1987)
Most Recent ClaimAug 1987, river or lake flooding

Wildfire

Wildfire RiskModerate
above 66% of the US · above 80% of New Jersey
Wildfire LikelihoodAbout 1 in 546 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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