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85 Elm St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 85 Elm St, West Springfield, MA 01089 · Last verified April 2026

Property Summary

Property TypeBank, Financial Building
Details4 ba · 11,948 sqft · built 1940
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Jul 2025)
Tax Bill$32,902 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Dec 2018 Refinance
Flood ZoneZone X (reduced by levee)
APN102-05300-41-001

Property Details

APN / Parcel Number

Primary APN102-05300-41-001
Alternative APN
  • WSPR M:00102 B:05300 L:00041

Interior

Full Baths4 Baths
Units5 Units
Stories2 Stories
Building Area11,948 sqft Total Area
Gross Area18,309 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleHigh Rise
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number102-05300-41-001
Street Address85 ELM ST
CityWEST SPRINGFIELD
StateMA
Zip01089-2704
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Legal Block5300
Legal Lot Number41
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2010
Census Tract812201

Owner

Source: Hampden County and West Springfield Town City records · APN 102-05300-41-001

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address52 WILKIN DR, LONGMEADOW, MA 01106-2034
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Warranty Deed, Transfer
BANKNEWPORT
Dec 12, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleSep 28, 1992 · Amount on Record
Deed Book / Page25940 / 404
Record UpdatedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJul 15, 2025
Property Address85 ELM ST, WEST SPRINGFIELD, MA 01089-2704
Document Number025940-404
Book / Page25940 / 404
Instrument DateJul 14, 2025
Instrument31825
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 WILKIN DR, LONGMEADOW, MA 01106-2034

Mortgage

Document Number0000031826
DateJul 15, 2025
Instrument31826
Lender
NameBANKNEWPORT
Agreement
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address85 ELM ST, WEST SPRINGFIELD, MA 01089-2704
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22480-571
DateDec 12, 2018
Book Page22480/571
Instrument73897
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$32,902.00 (-6.11%)$1,086,600 (-7.6%) Land $107,700 Building $978,900
2024$35,045.00 (+4.05%)$1,176,000 (+6.77%) Land $107,700 Building $1,068,300
2023$33,681.00$1,101,400 Land $107,700 Building $993,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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