85 Elm St, Unit A, Sylva, NC 28779 Property Records

Jackson County property record for 85 Elm St, Unit A, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 3.5 ba · 2,064 sqft · built 2009
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Feb 2014)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Sep 2020 Transfer Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7631-85-5873`

Property Details

APN / Parcel Number

Primary APN	`7631-85-5873`
Alternative APN	`181518`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Finished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Area	280 sqft
Porch	Porch
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	85 ELM ST, A
City	SYLVA
State	NC
Zip	28779-7880
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	UN A LAUREL RIDGE TOWNHOMES
Legal Subdivision	LAUREL RIDGE TOWNHOMES OF SYLVA
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	3
Census Block	3005
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 COFFEE TREE LN, ROCK HILL, SC 29732-8295
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage SC TELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2014 · Amount on Record
Deed Sale	Feb 6, 2014 · Amount on Record
Deed Book / Page	2023 / 554
Last Transfer Date	Sep 23, 2020
Transfer Doc	0022780607
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 30, 2020
Property Address	85 ELM ST UNIT A, A, SYLVA, NC 28779-7880
Document Number	0022780607
Book / Page	002278 / 000607
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 ELM ST #A SYLVA NC 287797880, A, SYLVA, NC 28779-7880

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 30, 2018
Property Address	85 ELM ST UNIT A, A, SYLVA, NC 28779-7880
Document Number	0022251915
Book / Page	002225 / 001915
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 CLEARWATER CT GILBERT SC 290549445, GILBERT, SC 29054-9445

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 7, 2018
Property Address	85 ELM ST UNIT A, A, SYLVA, NC 28779-7880
Document Number	0022201777
Book / Page	002220 / 001777
Instrument Date	Sep 6, 2018
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 CLEARWATER CT GILBERT SC 290549445, GILBERT, SC 29054-9445

Mortgage

Document Number	22201780
Date	Sep 7, 2018
Book Page	002220/001780

Lender

Name	SC TELCO FCU
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,349 (-) Land $15,000 Building $297,349
2025	$1,186.00 (+50.89%)	$312,349 (+50.89%) Land $15,000 Building $297,349
2023	$786.00	$207,010 Land $10,000 Building $197,010

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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