85 E Timberlake Trl, Oswego, IL 60543 Property Records

Kendall County property record for 85 E Timberlake Trl, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,942 sqft · built 1997
Lot Size	2.09 acres (91,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2020)
Tax Bill	$16,052 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-153-006`

Property Details

APN / Parcel Number

Primary APN	`06-05-153-006`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,942 sqft Living Area
Gross Area	7,022 sqft
1st Floor Area	3,942 sqft
Basement Area	1,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	91,372 sqft
Garage Type	Attached
Garage Area	1,217 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	85 E TIMBERLAKE TRL
City	OSWEGO
State	IL
Zip	60543-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 (EXC BEG AT SE COR OF LOT 28, NW 237, NW 504.02, SE 672.73 TO POB) ARROWHEAD HILLS-UNIT 2 SECS 5 & 6-36-8
Legal Range	08E
Legal Township	36N
Legal Section	05
Legal Subdivision	ARROWHEAD HILLS
Legal Lot Number	28
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2016
Census Tract	890702

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 E TIMBERLAKE TRL, OSWEGO, IL 60543-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Sep 1, 1995 · Amount on Record
Deed Document Number	202016055
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 24, 2020
Property Address	85 E TIMBERLAKE TRL, OSWEGO, IL 60543-9477
Document Number	0000016055
Instrument Date	Jul 27, 2020
Instrument	202000016055
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	85 E TIMBERLAKE TRL, OSWEGO, IL 60543-9477

Mortgage

Document Number	0000016056
Date	Aug 24, 2020
Instrument	202000016056

Lender

Name	FIRST CONTINENTAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,936 (+31.9%) Land $23,274 Building $233,662	$770,808 (+31.9%) Land $69,822 Building $700,986
2024	$16,052.00
2022		$194,792 Land $21,947 Building $172,845	$584,376 Land $65,841 Building $518,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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