Decatur County property record for 85 E Main St, Parsons, TN 38363
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2.5 ba · 3,975 sqft · built 2008 |
| Lot Size | 238 acres (10,367,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Sep 2019) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020049M F 01100 |
| Primary APN | 020049M F 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,975 sqft Total Area |
| 1st Floor Area | 5,108 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,367,280 sqft (238 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 180 sqft |
| Canopy | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 85 E MAIN ST |
|---|---|
| City | PARSONS |
| State | TN |
| Zip | 38363-2307 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B2 |
| Legal Description | DISTRICT: 06, COUNTY AREA: Z01 |
| Legal Subdivision | GORDON MIKE FERGUSON |
| Jurisdiction | DECATUR TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 955003 |
Source: Decatur County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit CB&S BANK INC |
| Sep 5, 2019 | Warranty Deed, Transfer · Commercial Mortgage PERSONS BANKING COMPANY |
| May 14, 2018 | Loan Modification, Mortgage FARMERS BK |
| Apr 30, 2018 | Affidavit of Death, Transfer BRIDGEHOUSE TITLE |
| Apr 30, 2018 | Intrafamily Transfer, Transfer THE FARMERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Jul 17, 2012 · Amount on Record |
| Deed Document Number | 19080871 |
| Deed Book / Page | 341 / 0943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR TN |
| Property Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 238 CARRINGTON PL, PARSONS, TN 38363-5277 |
| Document Number | 0000087138 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 368/563 |
| Instrument | 21087138 |
| Name | CB&S BANK INC |
|---|---|
| Type | Bank |
| Address | PARSONS, TN 38363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Oct 26, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR TN |
| Recording Date | Sep 5, 2019 |
| Property Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Document Number | 0000080871 |
| Book / Page | 341 / 0943 |
| Map Reference | MB PC2 PG 85 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 19080871 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Document Number | 0000080872 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 19080872 |
| Name | PERSONS BANKING COMPANY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 1, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DECATUR TN |
| Property Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Document Number | 0000077822 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 89 E MAIN ST PARSONS TN 383632307, PARSONS, TN 38363-2307 |
| Document Number | 0000077822 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 000329/000736 |
| Instrument | 77822 |
| Name | FARMERS BK |
|---|---|
| Type | Bank |
| Address | PORTLAND, TN 37148 |
| Amount | Amount Recorded |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | DECATUR TN |
| Recording Date | Apr 30, 2018 |
| Property Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Document Number | 0000077605 |
| Book / Page | 000328 / 000784 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 77605 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 E MAIN ST PARSONS TN 383632307, PARSONS, TN 38363-2307 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DECATUR TN |
| Recording Date | Apr 30, 2018 |
| Property Address | 85 E MAIN ST, PARSONS, TN 38363-2307 |
| Document Number | 0000077606 |
| Book / Page | 328 / 0786 |
| Map Reference | MB PC2 PG 85 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 18077606 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | BRIDGEHOUSE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 GRIGGS LN, PARSONS, TN 38363-3329 |
| Document Number | 0000077607 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 18077607 |
| Name | THE FARMERS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 26, 2023 |
Source: Decatur County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Decatur County |
| Municipality | Parsons City |
| Unified School District | Decatur County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $218,960 (+11.6%) Land $68,040 Building $150,920 | $547,400 (+11.6%) Land $170,100 Building $377,300 |
| 2023 | $196,200 (-) Land $76,520 Building $119,680 | |
| 2022 | $196,200 Land $76,520 Building $119,680 | $490,500 (-) Land $191,300 Building $299,200 |
| 2020 | $490,500 Land $191,300 Building $299,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARSONS WATER DEPARTMENT serves 4,303 people · EPA ID TN0000541 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| LexNet Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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