85 E Elm Ave, Quincy, MA 02170 Property Records

Norfolk County and Quincy City property record for 85 E Elm Ave, Quincy, MA 02170

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1920
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$403,000 (Mar 2015)
Tax Bill	$7,198 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:5056 B:41 L:651A`

Property Details

APN / Parcel Number

Primary APN	`M:5056 B:41 L:651A`
Alternative APNs	`QUIN M:5056 B:41 L:651A` `1496101`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1496101
Street Address	85 E ELM AVE
City	QUINCY
State	MA
Zip	02170-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	41
Legal Lot Number	651A
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2014
Census Tract	417601

Owner

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 E ELM AVE, QUINCY, MA 02170-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 3, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) QUINCY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2015 · Amount on Record
Deed Sale	Mar 9, 2015 · Amount on Record
Prior Sale	Jun 26, 2007 · Amount on Record
Deed Book / Page	32950 / 23
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	85 E ELM AVE, QUINCY, MA 02170-2402
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039000-515
Date	Feb 16, 2021
Book Page	39000/515
Instrument	19324

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	85 E ELM AVE, QUINCY, MA 02170-2402
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041287-234
Date	Jul 3, 2023
Book Page	41287/234
Instrument	41975

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,198.00 (+3.27%)	$624,300 (+0.94%) Land $333,800 Building $290,500	$701,005 (+2.61%)
2024	$6,970.00 (+7.43%)	$618,500 (+6.11%) Land $333,800 Building $284,700	$683,145
2023	$6,488.00	$582,900 Land $317,900 Building $265,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	9 (1992–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Netafy, Starry, T-Mobile.

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