85 E Cross St, Galena, MD 21635 Property Records

Kent County property record for 85 E Cross St, Galena, MD 21635

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,142 sqft · built 2012
Lot Size3.95 acres (172,062 sqft)
OwnerIndividual Name on File
Last Sale$92,000 (Sep 2011)
Tax Bill$4,931 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-008412

Property Details

APN / Parcel Number

Primary APN01-008412
Alternative APNs
  • 1008412
  • 008412

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,142 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialLogs
Roof MaterialMetal
Lot Area172,062 sqft (3.95 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area1,120 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area368 sqft
Deck Area550 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number008412
Street Address85 E CROSS ST
CityGALENA
StateMD
Zip21635-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description3.95 AC. 85 E CROSS ST E OF GALENA
JurisdictionKENT MD
Township / Civil Division1, MASSEY
Census Block Group2
Census Block2014
Census Tract950100

Owner

Source: Kent County records · APN 01-008412

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 E CROSS ST, GALENA, MD 21635-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2011 · Amount on Record
Deed SaleSep 22, 2011 · Amount on Record
Prior SaleApr 07, 2006 · Amount on Record
Deed Book / Page693 / 288
Transfer Doc0000000315
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MD
Property Address85 E CROSS ST, GALENA, MD 21635-1214
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010490252
DateMar 20, 2020
Book Page1049/252
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$580,600 (+48.61%) Land $154,600 Building $426,000$580,600 (+48.61%) Land $154,600 Building $426,000
2025$4,931.00 (+13.3%) Homeowner's exemption
2023$4,352.00 Homeowner's exemption$390,700 Land $123,100 Building $267,600$390,700 Land $123,100 Building $267,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
RiverNet
Fixed Wireless
1,200 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ALTIUS Communications, Cogeco Cable Holdings II, IQ Fiber Intermediate Holdings, Talkie Communications.

Based on FCC filings for 73 locations within half a mile of this property.

Nearby Properties on E Cross St

Nearby Streets

Search Property Records by Address or Parcel Number