85 Duncan St, Clyde, NY 14433 Property Records

Wayne County and Galen Town property record for 85 Duncan St, Clyde, NY 14433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 850 sqft · built 1890
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$32,999 (Mar 2022)
Tax Bill	$2,537 (2026)
Deeds & Mortgages	Oct 2025 Refinance Apr 2023 Refinance + 1 more
APN	`0220-00`

Property Details

APN / Parcel Number

Primary APN	`0220-00`
Alternative APNs	`240107411200091005990000` `542401 74112-09-100599`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	650 sqft
Upper Floors Area	200 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	305 ft deep x 66 ft wide
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0220-00
Street Address	85 DUNCAN ST
City	CLYDE
State	NY
Zip	14433-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42112-09-070597
Legal Block	9
Legal Lot Number	100.599
Jurisdiction	WAYNE NY
Township / Civil Division	GALEN
Census Block Group	2
Census Block	2015
Census Tract	21800

Owner

Source: Wayne County and Galen Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 DUNCAN ST, CLYDE, NY 14433-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANT COMMUNITY CREDIT UNION
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANT COMMUNITY CREDIT UNION
Mar 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Document Number	20229314366
Prior Transfer Date	Jul 14, 2003
Prior Transfer Doc	0902097927
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	85 DUNCAN ST, CLYDE, NY 14433-1030
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9346394
Date	Oct 2, 2025
Instrument	R9346394

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE NY
Property Address	85 DUNCAN ST, CLYDE, NY 14433-1030
Transaction Type	Mortgage
Record Updated	Apr 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R9325171
Date	Apr 7, 2023
Instrument	R9325171

Lender

Name	RELIANT COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	May 1, 2032

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NY
Recording Date	Mar 3, 2022
Property Address	85 DUNCAN ST, CLYDE, NY 14433-1030
Document Number	00R9314366
Instrument Date	Feb 16, 2022
Instrument	R9314366
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 DUNCAN ST, CLYDE, NY 14433-1030

Tax Assessment & Valuation

Source: Wayne County and Galen Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wayne County
County Subdivision	Galen Town
Municipality	Clyde Village
Unified School District	Clyde-Savannah Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,537.00 (+4.45%)
2025	$2,429.00	$54,900 (-) Land $17,800 Building $37,100	$84,462 (+29.23%) Land $27,385 Building $57,077
2023		$54,900 Land $17,800 Building $37,100	$65,357 Land $21,190 Building $44,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Jan 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLYDE VILLAGE serves 2,269 people · EPA ID NY5801228
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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