85 Dry Rdg, Canton, NC 28716 Property Records

Haywood County property record for 85 Dry Rdg, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2018
Lot Size	1.49 acres (65,122 sqft)
Owner	Individual Name on File
Last Sale	$293,500 (Mar 2021)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-82-8196`

Property Details

APN / Parcel Number

Primary APN	`8647-82-8196`
Alternative APN	`266397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	2,012 sqft
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Lot Area	65,122 sqft (1.49 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	266397
Street Address	85 DRY RDG
City	CANTON
State	NC
Zip	28716-0880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	85 DRY RDG #TC-1
Legal Subdivision	SURVEY FOR LOWELL BALL
Legal Tract	TC-1
Legal Unit	T
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2010
Census Tract	920400

Owner

Source: Haywood County records · APN 8647-82-8196

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	85 DRY RDG, CANTON, NC 28716-0880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	20213657
Deed Book / Page	1025 / 1666
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	85 DRY RDG, CANTON, NC 28716-0880
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009991698
Date	Jun 15, 2020
Book Page	999/1698
Instrument	2020005368

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 25, 2021
Property Address	85 DRY RDG, CANTON, NC 28716-0880
Document Number	0010251666
Book / Page	1025 / 1666
Map Reference	CAB C SL 8189
Instrument Date	Mar 22, 2021
Instrument	2021003657
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 DRY RDG, 85, CANTON, NC 28716-0880

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 DRY RDG, CANTON, NC 28716-0880

Mortgage

Document Number	0010251669
Date	Mar 25, 2021
Instrument	1025/1669

Lender

Name	CHAMPION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,300 (-) Land $30,400 Building $208,900
2025	$1,714.00	$239,300 (-) Land $30,400 Building $208,900	$239,300 (-) Land $30,400 Building $208,900
2023		$239,300 Land $30,400 Building $208,900	$239,300 (-) Land $30,400 Building $208,900
2021			$239,300 Land $30,400 Building $208,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dry Rdg

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