Warwick City property record for 85 Drum Rock Ave, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1805 |
| Lot Size | 0.498 acres (21,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Dec 2017) |
| Tax Bill | $3,936 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Nov 2023 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24400070000 |
| Primary APN | 24400070000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,026 sqft Living Area |
| Gross Area | 1,836 sqft |
| 1st Floor Area | 630 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1805 |
|---|---|
| Effective Year Built | Effective 1805 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,700 sqft (0.498 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12773 |
|---|---|
| Street Address | 85 DRUM ROCK AVE |
| City | WARWICK |
| State | RI |
| Zip | 02886-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 7 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 22201 |
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Oct 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 13, 2017 | Warranty Deed, Transfer CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2017 · Amount on Record |
| Deed Sale | Dec 13, 2017 · Amount on Record |
| Prior Sale | Nov 3, 2010 · Amount on Record |
| Deed Document Number | 201718606 |
| Deed Book / Page | 8962 / 74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010127-286 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 10127/286 |
| Instrument | 6315 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010406-101 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 10406/101 |
| Instrument | 11593 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009984-192 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9984/192 |
| Instrument | 21134 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9984-192 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9984/192 |
| Instrument | 21134 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Dec 13, 2017 |
| Property Address | 85 DRUM ROCK AVE, WARWICK, RI 02886-6708 |
| Document Number | 8962-74 |
| Book / Page | 8962 / 74 |
| Instrument | 18606 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.28 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 89630077 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 08963/0077 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Dec 13, 2048 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,936.00 (+17.18%) | $309,900 (+30.93%) Land $149,200 Building $160,700 | |
| 2024 | $308,085 | ||
| 2023 | $3,359.00 (-3.84%) | $236,700 (+26.92%) Land $125,400 Building $111,300 | |
| 2022 | $3,493.00 | $186,500 Land $102,500 Building $84,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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