85 Dixon Dr, Hardy, VA 24101 Property Records

Franklin County property record for 85 Dixon Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 1989
Lot Size	1.47 acres (64,295 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2024)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`001 01-011 00`

Property Details

APN / Parcel Number

Primary APN	`001 01-011 00`
Alternative APN	`44`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	2,016 sqft
Basement Area	1,008 sqft
Finished Basement	522 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	64,295 sqft (1.47 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Porch	Patio
Porch Area	425 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	44
Street Address	85 DIXON DR
City	HARDY
State	VA
Zip	24101-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESHORE TERRACE REVISED LOT 138
Legal Subdivision	LAKESHORE TERRAC
Legal Lot Number	138
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	20301

Owner

85 Dixon Dr is owned and occupied by an individual who bought it in August 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	85 DIXON DR, HARDY, VA 24101-3521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Deed Document Number	20245255
Deed Book / Page	1217 / 2994
Record Updated	Sep 20, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 30, 2024
Property Address	85 DIXON DR, HARDY, VA 24101-3521
Document Number	0012172994
Book / Page	1217 / 2994
Map Reference	DOC 030007966
Instrument Date	Aug 28, 2024
Instrument	240005255
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	UNKNOWN, IMPACT TITLE & STLMT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 DIXON DR, HARDY, VA 24101-3521

Mortgage

Document Number	0240005256
Date	Aug 30, 2024
Instrument	240005256

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	85 DIXON DR, HARDY, VA 24101-3521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011501604
Date	Nov 6, 2020
Book Page	1150/1604
Instrument	200008870

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 85 Dixon Dr was $1,474.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,474.00	$343,000 Land $83,100 Building $259,900	$343,000 Land $83,100 Building $259,900
2023	$1,473.00	$241,600 (-) Land $78,100 Building $163,500	$241,600 (-) Land $78,100 Building $163,500
2022		$241,600 Land $78,100 Building $163,500	$241,600 Land $78,100 Building $163,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Dixon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Dixon Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESHORE TERRACE CORPORATION private · serves 123 people · EPA ID VA5067360
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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