85 Dexter Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 85 Dexter Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,008 sqft · built 1940
Lot Size	0.402 acres (17,515 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Mar 2004)
Tax Bill	$11,328 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jan 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0H3 P:0000010`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0H3 P:0000010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,008 sqft Living Area
Gross Area	5,194 sqft
Basement Area	1,510 sqft
Unfinished Basement	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,515 sqft (0.402 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 DEXTER RD
City	MELROSE
State	MA
Zip	02176-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3013
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 DEXTER RD, MELROSE, MA 02176-6501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit CHELSEA EMPLOYEE FEDERAL CREDIT UNION
Apr 13, 2023	Redemption Deed, Transfer
Apr 26, 2023	Redemption Deed, Transfer
Oct 20, 2021	Redemption Deed, Transfer
Feb 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2004 · Amount on Record
Deed Sale	Mar 19, 2004 · Amount on Record
Prior Sale	Mar 19, 2004 · Amount on Record
Last Transfer Date	Apr 4, 2023
Transfer Doc	0001935958
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076965-155
Date	Feb 16, 2021
Book Page	76965/155
Instrument	34072

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	081130-298
Date	Jan 4, 2023
Book Page	81130/298
Instrument	202300000579

Lender

Name	CHELSEA EMPLOYEE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate

April 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 13, 2023
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0081422-71
Book / Page	81422 / 71
Instrument Date	Apr 4, 2023
Instrument	36873
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 26, 2023
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Document Number	0001935958
Instrument Date	Apr 4, 2023
Instrument	1935958
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MELROSE MA
Recording Date	Oct 20, 2021
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Document Number	78952-536
Book / Page	78952 / 536
Instrument Date	Oct 6, 2021
Instrument	230064
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	85 DEXTER RD, MELROSE, MA 02176-6501
Document Number	68902-505
Book / Page	068902 / 000505
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68902-505
Date	Feb 16, 2017
Book Page	068902/000505
Instrument	25358

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,328.00 (+11,7%)	$987,600 (+1.62%) Land $466,300 Building $521,300	$1,087,298 (+11.12%)
2025	$96.00 (-98.96%)	$971,900 (+4.34%) Land $466,300 Building $505,600	$978,500
2024	$9,250.00 (+2.28%)	$931,500 (+7.33%) Land $436,300 Building $495,200
2023	$9,044.00	$867,900 Land $406,200 Building $461,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

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