Bergen County and Norwood Borough property record for 85 Demarest St, Norwood, NJ 07648
| Property Type | Single Family Home |
|---|---|
| Details | 2,436 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2021) |
| Tax Bill | $13,378 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00154-0000-00029 |
| Primary APN | 41-00154-0000-00029 |
|---|---|
| Alternative APN |
|
| Building Area | 2,436 sqft Living Area |
|---|
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 85 DEMAREST ST |
|---|---|
| City | NORWOOD |
| State | NJ |
| Zip | 07648-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 100X100 |
| Legal Subdivision | WD SNOW/WEST NORWOOD |
| Legal Block | 154 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 2300 |
Source: Bergen County and Norwood Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85 DEMAREST ST, NORWOOD, NJ 07648-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Apr 28, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Jan 13, 2004 · Amount on Record |
| Deed Document Number | 202165983 |
| Deed Book / Page | 4109 / 812 |
| Prior Transfer Date | Apr 13, 1999 |
| Prior Transfer Doc | 0000071009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 DEMAREST ST, NORWOOD, NJ 07648-1519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056041013 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 5604/1013 |
| Instrument | 2025064654 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 DEMAREST ST, NORWOOD, NJ 07648-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0048681128 |
|---|---|
| Date | Nov 28, 2022 |
| Book Page | 4868/1128 |
| Instrument | 2022110239 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 12, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 28, 2021 |
| Property Address | 85 DEMAREST ST, NORWOOD, NJ 07648-1519 |
| Document Number | 0041090812 |
| Book / Page | 4109 / 812 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 21-065983 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 SPRING HOLLOW RD, 26, OLD TAPPAN, NJ 07675-7472 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 85 DEMAREST ST, NORWOOD, NJ 07648-1519 |
| Document Number | 0021065984 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 21-065984 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
Source: Bergen County and Norwood Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Norwood Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Norwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793,100 (+71.44%) Land $405,000 Building $388,100 | $793,100 (+71.44%) Land $405,000 Building $388,100 | |
| 2025 | $13,378.00 (+5.21%) | $462,600 (-) Land $260,000 Building $202,600 | $462,600 (-) Land $260,000 Building $202,600 |
| 2024 | $12,716.00 (+6.38%) | ||
| 2023 | $462,600 Land $260,000 Building $202,600 | $462,600 Land $260,000 Building $202,600 | |
| 2022 | $11,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1979–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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