85 Decker Dr, Walden, NY 12586 Property Records

Orange County and Montgomery Town property record for 85 Decker Dr, Walden, NY 12586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,500 sqft · built 2002
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Aug 2025)
Tax Bill	$14,114 (2024)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334289 9-3-34`

Property Details

APN / Parcel Number

Primary APN	`334289 9-3-34`
Alternative APNs	`428900900000030340000000` `9-3-34`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	1,180 sqft
2nd Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	95,832 sqft (2.2 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Covered Porch
Porch Area	386 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	9-3-34
Street Address	85 DECKER DR
City	WALDEN
State	NY
Zip	12586-2265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-.5
Legal Description	LT 34 BEAMER RD SUB PHASE2 MAP 193-01
Legal Subdivision	BEAMER RD
Legal Block	3
Legal Lot Number	34.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1014
Census Tract	10601

Owner

Source: Orange County and Montgomery Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 PHYLISS LN, ROCK TAVERN, NY 12575-5337
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed, Transfer · Stand-Alone First Mortgage HERITAGE FINANCIAL CU
Oct 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jan 21, 2003 · Amount on Record
Deed Document Number	202554482
Deed Book / Page	15772 / 1783
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 18, 2025
Property Address	85 DECKER DR, WALDEN, NY 12586-2265
Document Number	0000054482
Book / Page	15772 / 1783
Instrument Date	Aug 11, 2025
Instrument	20250054482
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PHYLISS LN, ROCK TAVERN, NY 12575-5337
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054483
Date	Aug 18, 2025
Instrument	20250054483

Lender

Name	HERITAGE FINANCIAL CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	85 DECKER DR, WALDEN, NY 12586-2265
Document Number	0000067298
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 DECKER DR WALDEN NY 125862265, WALDEN, NY 12586-2265

Mortgage

Document Number	0000067298
Date	Dec 10, 2020
Book Page	014859/000907
Instrument	67298

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	85 DECKER DR, WALDEN, NY 12586-2265
Document Number	0000063672
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 DECKER DR WALDEN NY 125862265, WALDEN, NY 12586-2265

Mortgage

Document Number	0000063672
Date	Aug 31, 2018
Book Page	014454/001317
Instrument	63672

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,500 (-) Land $79,500 Building $200,000	$755,400 (+8.1%)
2024	$14,114.00	$279,500 (-) Land $79,500 Building $200,000	$698,800 (+5%)
2023		$279,500 (-) Land $79,500 Building $200,000	$665,500 (+16.67%) Land $189,292 Building $476,208
2022		$279,500 Land $79,500 Building $200,000	$570,400 Land $162,243 Building $408,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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