Westchester County and Rye City property record for 85 Dearborn Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,182 sqft · built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $37,235 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-7-3-73 |
| Primary APN | 551400 153-7-3-73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 85 DEARBORN AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Subdivision | CHESTNUT MANOR CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 73.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 7600 |
Source: Westchester County and Rye City records · APN 551400 153-7-3-73
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| May 06, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 25, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 1998 |
| Deed Sale | Jan 07, 1998 |
| Deed Book / Page | 11902 / 65 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Document Number | 0611173756 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 611173756 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Document Number | 0611173764 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 611173764 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Document Number | 0621263065 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 621263065 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 85 DEARBORN AVE, RYE, NY 10580-3342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0581763013 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 581763013 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 14, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,235.00 | $14,000 (-) Land $5,200 Building $8,800 | $1,186,441 (+6.78%) Land $440,678 Building $745,763 |
| 2024 | $14,000 (-) Land $5,200 Building $8,800 | $1,111,111 (+2.38%) Land $412,698 Building $698,413 | |
| 2023 | $14,000 Land $5,200 Building $8,800 | $1,085,272 Land $403,101 Building $682,171 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 71 (1978–2024) |
| Claims Outside the SFHA | 16 of 71 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 437 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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