85 Creekside Trl, Covington, GA 30016 Property Records

Newton County property record for 85 Creekside Trl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,389 sqft · built 2003
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2023)
Tax Bill	$356 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0028B-00000-039-000`

Property Details

APN / Parcel Number

Primary APN	`0028B-00000-039-000`
Alternative APNs	`0028B 039` `15643`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,389 sqft Heated Area
1st Floor Area	1,389 sqft
Basement Area	591 sqft
Finished Basement	591 sqft
Utility Area	175 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15643
Old Parcel Number	0028B 039
Street Address	85 CREEKSIDE TRL
City	COVINGTON
State	GA
Zip	30016-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 39 OAK HILL PH1 LL70,7
Legal Subdivision	OAK HILL S/D
Legal Phase	1
Legal Lot Number	39
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1009
Census Tract	100902

Owner

85 Creekside Trl is owned and occupied by two individuals who bought it in April 2023.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	85 CREEKSIDE TRL, COVINGTON, GA 30016-2548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG
Nov 4, 2019	Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	0004498218
Deed Book / Page	4093 / 13
Prior Transfer Date	Nov 3, 2020
Prior Transfer Doc	2020-004520
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 4, 2020
Property Address	85 CREEKSIDE TRL, COVINGTON, GA 30016-2548
Document Number	0040930013
Book / Page	004093 / 000013
Instrument Date	Nov 3, 2020
Instrument	15921
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 CREEKSIDE TRL COVINGTON GA 300162548, COVINGTON, GA 30016-2548

Mortgage

Document Number	40930016
Date	Nov 4, 2020
Book Page	004093/000016
Instrument	15922

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 4, 2019
Property Address	85 CREEKSIDE TRL, COVINGTON, GA 30016-2548
Document Number	0039170134
Book / Page	003917 / 000134
Instrument Date	Oct 25, 2019
Instrument	14376
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 CREEKSIDE TRL COVINGTON GA 300162548, COVINGTON, GA 30016-2548

Mortgage

Document Number	39170137
Date	Nov 4, 2019
Book Page	003917/000137
Instrument	14377

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 85 Creekside Trl was $356 with exemptions applied.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$356.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,360 Land $17,600 Building $118,760	$340,900 Land $44,000 Building $296,900
2023		$122,360 Land $7,200 Building $115,160	$305,900 Land $18,000 Building $287,900
2022	$2,610.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Creekside Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Creekside Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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