85 Cree Ter, Rising Sun, MD 21911 Property Records

Cecil County property record for 85 Cree Ter, Rising Sun, MD 21911

Property Summary

Property TypeSingle Family Home
Details2 ba · 954 sqft · built 1998
Lot Size0.491 acres (21,387 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Sep 2013)
Tax Bill$2,827 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-012733

Property Details

APN / Parcel Number

Primary APN08-012733
Alternative APNs
  • 8012733
  • 012733

Interior

Full Baths2 Baths
Stories1 Story
Building Area954 sqft Total Area
Basement Area690 sqft
Finished Basement690 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,387 sqft (0.491 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number012733
Street Address85 CREE TER
CityRISING SUN
StateMD
Zip21911-1313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 187 - .491 ACRE 85 CREE TERRACE OCTORARO LAKES
Legal SubdivisionOCTORARO LAKES
Legal Lot Number187
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group2
Census Block2014
Census Tract31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 CREE TER, RISING SUN, MD 21911-1313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2013 · Amount on Record
Deed SaleSep 6, 2013 · Amount on Record
Prior SaleJun 25, 2002 · Amount on Record
Deed Book / Page3468 / 461
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address85 CREE TER, RISING SUN, MD 21911-1313
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 CREE TER, RISING SUN, MD 21911-1313

Mortgage

Document Number0051290278
DateMar 22, 2022
Book Page5129/278
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term258 Months
DueSep 1, 2043

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,827.00 (+9.53%)$255,200 (+22.85%)$304,800 (+32.29%) Land $110,600 Building $194,200
2025$2,581.00 (+56.05%)
2023$1,654.00$207,733$230,400 Land $62,600 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–1999)
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
Verizon
Fixed Wireless
300 / 20

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