85 Copeland Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 85 Copeland Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,632 sqft · built 1981
Lot Size	0.255 acres (11,099 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2007)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:048 L:003 S:006`

Property Details

APN / Parcel Number

Primary APN	`B:048 L:003 S:006`
Alternative APN	`LYNN M:048 B:003 L:006`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,880 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,099 sqft (0.255 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 COPELAND RD
City	LYNN
State	MA
Zip	01904-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAND LYNN
Legal Block	3
Legal Lot Number	6
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1013
Census Tract	205400

Owner

85 Copeland Rd is owned and occupied by two individuals who bought it in July 2007.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 COPELAND RD, LYNN, MA 01904-1057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2007 · Amount on File
Deed Sale	Jul 27, 2007 · Amount on File
Prior Sale	Aug 23, 2004 · Amount on File
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	85 COPELAND RD, LYNN, MA 01904-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36393-512
Date	Dec 11, 2017
Book Page	36393/512
Instrument	171211000020

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	252 Months
Due	Dec 1, 2038

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	85 COPELAND RD, LYNN, MA 01904-1057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38482-462
Date	May 4, 2020
Book Page	38482/462
Instrument	20200504004980

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 85 Copeland Rd was $6,579, up 3.6% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,579.00 (+3.56%)	$635,000 (+5.25%) Land $218,100 Building $416,900	$634,220
2024	$6,353.00 (-1.85%)	$603,300 (+3.93%) Land $209,100 Building $394,200
2023	$6,473.00	$580,500 Land $232,900 Building $347,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Copeland Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Copeland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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