85 Cope Rd, Andrews, NC 28901 Property Records

Cherokee County property record for 85 Cope Rd, Andrews, NC 28901

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 960 sqft · built 1987
Lot Size1.24 acres (54,014 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (May 2018)
Tax Bill$589 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN555501470949000

Property Details

APN / Parcel Number

Primary APN555501470949000
Alternative APN
  • 47685

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area960 sqft Heated Area
Basement Area280 sqft
Finished Basement680 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area54,014 sqft (1.24 acres)
Lot Width30 ft Width
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number47685
Street Address85 COPE RD
CityANDREWS
StateNC
Zip28901-7418
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionFR WEST 708/67
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group2
Census Block2003
Census Tract930200

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 2564, ANDREWS, NC 28901-2564
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2018 · Amount on Record
Deed SaleMay 7, 2018 · Amount on Record
Deed Document Number02157
Deed Book / Page01586 / 0662
Record UpdatedJun 8, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 7, 2018
Property Address85 COPE RD, ANDREWS, NC 28901-7418
Document Number01586/0662
Book / Page01586 / 0662
Instrument DateMay 7, 2018
Instrument02157
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 564, ANDREWS, NC 28901-0564

Mortgage

Document Number00158
DateMay 7, 2018
Instrument00158
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$589.00$75,940 (-6.68%)$75,940 (-6.68%) Land $5,810 Building $70,130
2023$81,380$81,380 Land $5,810 Building $75,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1980–1990)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 89% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cope Rd

Nearby Streets

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