85 Constitution Way, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 85 Constitution Way, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 1997
Lot Size	0.023 acres (996 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Sep 2017)
Tax Bill	$10,815 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-10601-0000-00026-02-CONDO`

Property Details

APN / Parcel Number

Primary APN	`02-10601-0000-00026-02-CONDO`
Alternative APNs	`02106010000000260002 CONDO` `0200174800002602CONDO`

Interior

Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	996 sqft (0.023 acres)

Location & Zoning

Old Parcel Number	0200174800002602CONDO
Street Address	85 CONSTITUTION WAY
City	BASKING RIDGE
State	NJ
Zip	07920-2967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD5
Legal Description	ADDITIONAL LOTS: 1965
Legal Subdivision	HAMILTON WOODS CONDO BLDG 26
Legal Block	10601
Legal Lot Number	26.2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2022
Census Tract	52605

Owner

Source: Somerset County and Bernards Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 CONSTITUTION WAY, BASKING RIDGE, NJ 07920-2967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Sep 25, 2017	Deed, Transfer · ARM INVESTORS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	201738719
Deed Book / Page	6992 / 1491
Prior Transfer Date	Jul 2, 2016
Prior Transfer Doc	0000033828
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	85 CONSTITUTION WAY, BASKING RIDGE, NJ 07920-2967
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CONSTITUTION WAY, BASKING RIDGE, NJ 07920-2967

Mortgage

Document Number	0000016633
Date	Jul 3, 2023
Book Page	7512/2346
Instrument	2023016633

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	85 CONSTITUTION WAY, BASKING RIDGE, NJ 07920-2967
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047708
Date	Oct 6, 2020
Book Page	7257/784
Instrument	2020047708

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 25, 2017
Property Address	85 CONSTITUTION WAY, BASKING RIDGE, NJ 07920-2967
Document Number	0000038719
Book / Page	6992 / 1491
Instrument Date	Sep 14, 2017
Instrument	2017038719
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 MAIN ST STE 502, 408, BOONTON, NJ 07005-3701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 CONSTITUTE WAY, BASKING RIDGE, NJ 07920

Mortgage

Document Number	0000038720
Date	Sep 25, 2017
Instrument	2017038720

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,300 (+8.52%) Land $170,000 Building $525,300	$695,300 (+8.52%) Land $170,000 Building $525,300
2025	$10,815.00 (+16.53%)	$640,700 (+30.09%) Land $170,000 Building $470,700	$640,700 (+30.09%) Land $170,000 Building $470,700
2024	$9,281.00 (+1.89%)
2023		$492,500 Land $170,000 Building $322,500	$492,500 Land $170,000 Building $322,500
2022	$9,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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