Marshall County property record for 85 Commerce St, Hardin, KY 42048
| Property Type | Commercial |
|---|---|
| Details | built 1964 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,103 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0H-01-07-001.00C00 |
| Primary APN | 0H-01-07-001.00C00 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 872900 |
|---|---|
| Street Address | 85 COMMERCE ST |
| City | HARDIN |
| State | KY |
| Zip | 42048-9998 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Jurisdiction | MARSHALL KY |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 950502 |
85 Commerce St, a commercial property, is owned by two individuals.
Source: Marshall County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 PLEASURE DR, MAYFIELD, KY 42066-6957 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 85 Commerce St was $1,103.
Source: Marshall County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Marshall County |
| Municipality | Hardin City |
| Unified School District | Marshall County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 | $95,000 Land $15,000 Building $80,000 | $95,000 Land $15,000 Building $80,000 |
| 2023 | $1,116.00 | $95,000 | |
| 2022 | $92,000 Land $12,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Jun 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN WATER DEPARTMENT serves 1,606 people · EPA ID KY0790173 |
|---|---|
| Water Source | Purchased groundwater from BENTON WATER & SEWER |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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