85 Colonial Ave, Cumberland, RI 02864 Property Records

Cumberland Town property record for 85 Colonial Ave, Cumberland, RI 02864

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 3 ba · 1,172 sqft · built 2025
Lot Size	0.115 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,485 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0027-25`

Property Details

APN / Parcel Number

Primary APN	`1-0027-25`
Alternative APNs	`CUMB M:018 B:0479 L:000` `1-1476-75`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,172 sqft Living Area
Gross Area	2,508 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,792 sqft (0.115 acres)

Location & Zoning

Account Number	1-0027-25
Street Address	85 COLONIAL AVE
City	CUMBERLAND
State	RI
Zip	02864-5806
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	100
Legal Block	479
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1018
Census Tract	11302

Owner

85 Colonial Ave, residential vacant land, is owned and occupied by two individuals.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 COLONIAL AVE, CUMBERLAND, RI 02864-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Mar 20, 2026
Property Address	85 COLONIAL AVE, CUMBERLAND, RI 02864-5806
Document Number	0002026-79
Book / Page	2026 / 79
Instrument Date	Mar 19, 2026
Instrument	154183
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 COLONIAL AVE, CUMBERLAND, RI 02864-5806

Mortgage

Document Number	0002026-81
Date	Mar 20, 2026
Book Page	2026/81
Instrument	154184

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 85 Colonial Ave was $5,485, up 264% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,485.00 (+263.97%)	$548,000 (+346.25%) Land $184,200 Building $363,800	$581,287
2025	$1,507.00	$122,800 Land $122,800
2023	$143.00 (+8.33%)	$12,300 (+39.77%) Land $12,300
2022	$132.00	$8,800 Land $8,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Colonial Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 85 Colonial Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20