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85 Co Rd 629, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 85 Co Rd 629, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details2,127 sqft · built 1995
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Feb 2024)
Tax Bill$1,327 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-08-27-0-000-041.004

Property Details

APN / Parcel Number

Primary APN13-10-08-27-0-000-041.004
Alternative APNs
  • ALT APN:1008270000041004
  • 219089
  • 14918

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,127 sqft Living Area
1st Floor Area2,127 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area190 sqft
Deck AreaDeck Area
Shed1 Shed
Utility Building180 sqft

Location & Zoning

Account Number219089
Street Address85 COUNTY ROAD 629
CityCEDAR BLUFF
StateAL
Zip35959-2165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT SE COR LOT 1 CORNWALL SD NO 3 PB 7/19;E 490.8' TOPOB;N 300';W 171.54';N 548.94';E 585.63';S 200';CONT ON CARD
Legal Range10E
Legal Township09S
Legal Section27
Legal SubdivisionCORNWALL
Legal Lot Number1
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2003
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85 COUNTY ROAD 629, CEDAR BLUFF, AL 35959-2165
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Deed Document Number2024232501
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateFeb 20, 2024
Property Address85 COUNTY ROAD 629, CEDAR BLUFF, AL 35959-2165
Document Number0000232501
Instrument DateFeb 15, 2024
Instrument232501
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address85 COUNTY ROAD 629, CEDAR BLUFF, AL 35959-2165

Mortgage

Document Number0000232502
DateFeb 20, 2024
Instrument232502
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,327.00 (+7.28%)
2025$1,237.00 (-50.4%) Homeowner's exemption$8,180 (-43.19%) Land $4,460 Building $3,720$307,000 (+2.88%) Land $44,500 Building $262,500
2024$2,494.00$14,400 (-51.74%) Land $7,720 Building $6,680$298,400 (-) Land $38,600 Building $259,800
2023Additional exemption filed$29,840$298,400 Land $38,600 Building $259,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 86% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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